Search: overnight loans
RBA Glossary definition for overnight loans
overnight loans – Loans, which are recallable, repayable or renegotiable the next day, usually by 11.00 am.
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Domestic Financial Conditions
4 Aug 2023
SMP
– August 2023
Domestic Financial Conditions | Statement on Monetary Policy – August 2023
https://www.rba.gov.au/publications/smp/2023/aug/domestic-financial-conditions.html
Domestic Financial Conditions
5 Nov 2021
SMP
– November 2021
In contrast, banks have continued to increase rates on longer-term fixed-rate housing loans (loan terms of more than three years) in response to the rise in swap rates at ... In April, the government introduced the SME Recovery Loan Scheme (an extension
https://www.rba.gov.au/publications/smp/2021/nov/domestic-financial-conditions.html
Domestic Financial Conditions
5 Aug 2022
SMP
– August 2022
lender or renegotiated the rate of their existing loan with their current lender. ... The increase in the average rate paid on outstanding fixed-rate loans has been relatively modest, as existing fixed-rate loan terms gradually expire.
https://www.rba.gov.au/publications/smp/2022/aug/domestic-financial-conditions.html
Domestic Financial Conditions
6 May 2021
SMP
– May 2021
Borrowers draw down on these loans over the period of construction, so the loan amount is recorded as housing credit incrementally and over that time. ... This differs from other housing loans, where the full loan amount is drawn down at settlement and
https://www.rba.gov.au/publications/smp/2021/may/domestic-financial-conditions.html
Domestic Financial Conditions
27 Nov 2018
SMP
– November 2018
Housing loans. (a). – Variable principal-and-interest rate. – Owner-occupier. 4.30. 5. ... loans to less than 30 per cent of an ADI's new lending; tightening loan serviceability assessment criteria; and guidance aimed at limiting lending at high
https://www.rba.gov.au/publications/smp/2018/nov/domestic-financial-conditions.html
Domestic Financial Conditions
10 Feb 2023
SMP
– February 2023
Basis points. Cash rate. 3.10. 300. 235. Variable-rate loans. – Owner-occupier. ... 5.49. 263. 192. – Investor. 5.85. 264. 188. – All variable-rate loans.
https://www.rba.gov.au/publications/smp/2023/feb/domestic-financial-conditions.html
Financial Conditions
6 Feb 2024
SMP
– February 2024
Financial Conditions | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/financial-conditions.html
Domestic Financial Conditions
6 Feb 2020
SMP
– February 2020
First, interest rates on new loans (to new borrowers or to existing borrowers that refinance their loan with another lender) tend to be lower than those on existing loans, amid strong ... Both of these series are new, so earlier data – which combined
https://www.rba.gov.au/publications/smp/2020/feb/domestic-financial-conditions.html
Domestic Financial Conditions
10 May 2019
SMP
– May 2019
The smaller rise in average rates actually paid relative to the increase in SVRs reflects the fact that new loan rates remain well below the rates on outstanding loans. ... Liaison with banks suggests that it generally takes a few days longer for loans
https://www.rba.gov.au/publications/smp/2019/may/domestic-financial-conditions.html
Domestic Financial Conditions
8 Nov 2019
SMP
– November 2019
The divergence between owner-occupier loan approvals and housing credit for owner-occupiers implies that the increase in new loans has been accompanied by faster repayment of existing loans. ... Graph 3.15. Business loan approvals have fluctuated around
https://www.rba.gov.au/publications/smp/2019/nov/domestic-financial-conditions.html