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Submission to Payments System Review – January 2021 | Responses and Options Paper
8 May 2024
Submissions
how it sets interest rates and uses other monetary policy tools to achieve those goals. ... remainder to the BNPL provider in a series of low- or zero-interest instalments.
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html
Submission to Payments System Review
3 Feb 2021
Submissions
PDF
1155KB
recommendations. Given their common interest in payments regulation, the domestic regulators have developed a range. ... the public interest and consistent with its mandate. Some examples of potential regulatory challenges.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf
Competition in Banking | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions
1 Jan 1991
Submissions
field. Following deregulation, there have been two major developments in banks' interest rates:. ... the removal of interest rate controls and competition among banks for deposits have tended to raise average interest rates paid by banks, while
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/competition-in-banking.html
Submission on Data Sharing and Release Legislation – August 2018 | Data Sharing | Submissions
1 Aug 2018
Submissions
Most regulatory data are commercially sensitive. Releasing or sharing these data would damage the commercial interests of the regulated entity and so undermine confidence in the regulatory system. ... This could apply to the Bank's dealing with
https://www.rba.gov.au/publications/submissions/other/data-sharing-and-release-legislation/
Submission to the Financial System Inquiry March 2014
10 Nov 2017
Submissions
PDF
3041KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/pdf/financial-system-inquiry-2014-03.pdf
Appendix C: Should Bank Supervision Be Carried Out by the Central Bank or by a Separate Authority? | Submission to the Financial System…
6 Sep 1996
Submissions
Will they pass on to their customers the full increase in official interest rates? ... On the other hand, they became extremely risk averse in the 1990-to-1993 period, despite the lowest interest rates for 20 years.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-c.html
Submission to the Inquiry into Housing Affordability and Supply in Australia
20 Sep 2021
Submissions
PDF
1496KB
constant over the life of a loan if interest rates also remain constant. ... lower. In addition, by maintaining mortgage payments steady as interest rates fall, existing.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-housing-affordability-and-supply-in-australia/pdf/inquiry-into-housing-affordability-and-supply-in-australia.pdf
The Payments System | Supplementary Submission to the Financial System Inquiry – August 2014 | Financial Sector | Submissions
1 Aug 2014
Submissions
provider (including applying liquidity requirements); and in some cases minimum capital requirements and restrictions on the payment of interest. ... Currently, only 2 of the 8 members of the PSB are Reserve Bank officials.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-08/payments-system.html
House Prices | Background Notes for Opening Remarks to Inquiry into Housing Affordability in Australia – April 2008 | Housing and Housing…
24 Apr 2008
Submissions
Two common elements in the countries that experienced rapid house price increases were financial innovation (which greatly increased the access of households to finance) and relatively low interest rates (which reduced ... The latter is true not only for
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/housing-affordability-in-australia/house-prices.html
Developments and Innovation in the Payments System | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…
1 Mar 2014
Submissions
interests of end users, while having regard to the stability of the UK financial system. ... In practice, the schemes have set a large number of different interchange fee rates for different types of transactions, with the weighted average interchange
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/developments-and-innovation.html