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RBA Glossary definition for offer

offer – Price offered to buyers.

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Reforms to the Payment Systems (Regulation) Act 1998

1 Dec 2023 Submissions PDF 446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf

The Australian Securities and Investments Commission's Review of the EFT Code of Conduct – April 2006 | Responses and Options Paper

14 Jun 2023 Submissions
The only instances where the ASX and SFE facilities clear and settle similar products is where their markets offer similar products (equity index derivatives and individual share futures/LEPOs).
https://www.rba.gov.au/publications/submissions/payments-system/proposed-asx-sfe-merger/index.html

Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions

14 Jun 2023 Submissions
A range of providers offer white-labelled screen scraping services to the financial sector; however, the nature of these services means it is often unclear which screen scraping provider is facilitating
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html

Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

13 Jun 2023 Submissions
Alternatively, if the benefit to the cardholder is less than the issuer's costs, the issuer will not be willing to offer the service. ... Ten free transactions, two of which can be branch withdrawals. WBC offers 8 ‘fee-free’ transactions of any type.
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

A Strategic Plan for the Payments System

6 Jun 2023 Submissions PDF 539KB
Much of the functionality that a CBDC might offer could also potentially be provided by private sector. ... The industry has since invested in newer payment systems such as the NPP that offer faster, more.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/consultation-on-a-strategic-plan-for-the-payments-system.pdf

Submission to Payments System Review – January 2021 | Responses and Options Paper

25 May 2023 Submissions
Mobile payment applications offer both convenience and security to cardholders. BNPL services, which enable consumers to make purchases by paying a portion of the purchase price upfront and then paying the
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html

Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions

25 May 2023 Submissions
For example, in some countries, Google uses transaction data to serve targeted offers to customers through Google Pay.
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-The Credit Card Market

9 Mar 2023 Submissions
As of January, around 70 of these credit cards had some form of active balance transfer offer, with periods ranging from 4 to 24 months. ... The interest-free transfer offer typically applies only to the balance transferred from another bank; any new
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/the-credit-card-market.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction

9 Mar 2023 Submissions
Download 906. KB. Credit cards offer two separate – albeit interrelated – functions, a payments function and a credit function. ... very high, lower-rate cards are widely available, as are balance-transfer arrangements where issuers offer zero or low
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit

9 Mar 2023 Submissions
For a cardholder who has paid off their previous balance in full, credit cards typically offer an interest-free period of up to 55 days on new transactions, given that the ... For instance, the relatively stable advertised rates in recent years do not
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html