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RBA Glossary definition for offer

offer – Price offered to buyers.

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Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

13 Jun 2023 Submissions
Alternatively, if the benefit to the cardholder is less than the issuer's costs, the issuer will not be willing to offer the service. ... Ten free transactions, two of which can be branch withdrawals. WBC offers 8 ‘fee-free’ transactions of any type.
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

The Australian Securities and Investments Commission's Review of the EFT Code of Conduct – April 2006 | Responses and Options Paper

14 Jun 2023 Submissions
The only instances where the ASX and SFE facilities clear and settle similar products is where their markets offer similar products (equity index derivatives and individual share futures/LEPOs).
https://www.rba.gov.au/publications/submissions/payments-system/proposed-asx-sfe-merger/index.html

Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions

28 Dec 2019 Submissions
Identified institutions are able to offer their customers NPP payment services, with the payments cleared and settled on behalf of the identified institution by the sponsoring direct participant. ... of ‘open banking’ – an area where fintechs may
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html

Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions

14 Jun 2023 Submissions
A range of providers offer white-labelled screen scraping services to the financial sector; however, the nature of these services means it is often unclear which screen scraping provider is facilitating
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html

Background | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
These provisions require existing EFTPOS participants to offer interchange fee terms to new participants that are no less favourable than terms agreed with other existing participants. ... Hence, they specifically require that existing participants offer
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/background.html

Submission to Payments System Review – January 2021 | Responses and Options Paper

25 May 2023 Submissions
Mobile payment applications offer both convenience and security to cardholders. BNPL services, which enable consumers to make purchases by paying a portion of the purchase price upfront and then paying the
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html

The Australian Debit Card Market: Default Settings and Tokenisation

19 Jun 2023 Consultations PDF 397KB
acquirers and payment facilitators to both offer LCR functionality for device-present transactions and. ... Network. tokenisation could also be leveraged to offer consumers innovative features to help manage their.
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202306-issues-paper-australian-debit-card-market.pdf

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-The Credit Card Market

9 Mar 2023 Submissions
As of January, around 70 of these credit cards had some form of active balance transfer offer, with periods ranging from 4 to 24 months. ... The interest-free transfer offer typically applies only to the balance transferred from another bank; any new
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/the-credit-card-market.html

Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions

25 May 2023 Submissions
For example, in some countries, Google uses transaction data to serve targeted offers to customers through Google Pay.
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html

Reforms to the Payment Systems (Regulation) Act 1998

1 Dec 2023 Submissions PDF 446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf