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RBA Glossary definition for offer

offer – Price offered to buyers.

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At a Glance: Financial Stability Review – October 2021

8 Oct 2021 FSR
Policy measures have supported household and business balance sheets. A much smaller share of borrowers have taken up banks' offers of loan repayment deferrals than last year.
https://www.rba.gov.au/publications/fsr/2021/oct/

Box C: Interest Rate Risk in the Australian Financial System

10 Apr 2018 FSR – April 2018
However, this risk may be passed onto policy holders, such as when a life insurance policy offers a variable payout that is linked to the return on underlying assets. ... of which tend to offer a large share of fixed rate loans.
https://www.rba.gov.au/publications/fsr/2018/apr/box-c.html

Box B: Interest-only Mortgage Lending

21 Apr 2017 FSR – April 2017
Another reason borrowers may prefer IO loans to P&I loans is because they can offer greater repayment flexibility.
https://www.rba.gov.au/publications/fsr/2017/apr/box-b.html

Box A: The Basel III Liquidity Reforms in Australia

10 Mar 2015 FSR – March 2015
That is, they offer short-term liabilities (such as deposits) and transform them into longer-term assets (such as loans). ... In such circumstances, the Basel III framework permits central banks to offer a committed liquidity facility that can be counted
https://www.rba.gov.au/publications/fsr/2015/mar/box-a.html

The Global and Macro-financial Environment

6 Oct 2023 FSR – October 2023
The Global and Macro-financial Environment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/global-financial-environment.html

Resilience of the Australian Financial System

6 Oct 2023 FSR – October 2023
Resilience of the Australian Financial System | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/australian-financial-system.html

Box B: Competition in Household Lending in New Zealand and the United Kingdom

10 Mar 2006 FSR – March 2006
More recently, some banks and other credit card issuers in the United Kingdom have begun to offer credit cards to borrowers with impaired credit histories, albeit at higher interest rates. ... Like other markets, however, a number of low-rate cards are
https://www.rba.gov.au/publications/fsr/2006/mar/box-b.html

Box D: Non-bank Lending for Property

12 Apr 2019 FSR – April 2019
Footnote. Non-banks offer very competitive interest rates for a small proportion of owner-occupiers with lower credit risk, such as those with stable incomes and low LVRs. ... Non-bank lenders also offer loans with interest rates of 6 per cent or more,
https://www.rba.gov.au/publications/fsr/2019/apr/box-d.html

Overview

9 Apr 2020 FSR – April 2020
in some non-bank financial institutions; weak banking systems in Europe that are intertwined with high sovereign debt; high debt in some corporate and household sectors; and investment vehicles that offer
https://www.rba.gov.au/publications/fsr/2020/apr/overview.html

The Global and Macro-financial Environment

22 Mar 2024 FSR – March 2024
The Global and Macro-financial Environment | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/the-global-and-macro-financial-environment.html