Search Results
7 Oct 2022
FSR
– October 2022
Statement on Monetary Policy. – to assess implications for bank capital ratios and banks ability to continue extending credit to the economy. ... Overall, in the baseline scenario, the aggregate bank CET1 capital ratio remains well above minimum
https://www.rba.gov.au/publications/fsr/2022/oct/box-d-stress-testing-and-australian-bank-resilience.html
7 Oct 2022
FSR
– October 2022
utilise at least a portion of their previously accumulated savings (which in aggregate are very large). ... Higher interest rates and inflation will slow aggregate household consumption and the pace of economic growth more broadly, but the direct
https://www.rba.gov.au/publications/fsr/2022/oct/box-b-the-impact-of-rising-interest-rates-and-inflation-on-indebted-households-cash-flows.html
8 Oct 2021
FSR
– October 2021
One downside to speed limits is that they can lead to riskier lending shifting between lenders and therefore little reduction in aggregate risk. ... However, they did not slow aggregate housing credit growth, reflecting some substitution towards
https://www.rba.gov.au/publications/fsr/2021/oct/mortgage-macroprudential-policies.html
8 Oct 2021
FSR
– October 2021
A number of factors are likely to mitigate these effects, including lower bad and doubtful debt charges as lower interest rates reduce debt-servicing costs for borrowers, and stronger aggregate demand ... Banks have maintained a prudent approach to
https://www.rba.gov.au/publications/fsr/2021/oct/australian-financial-system.html
9 Apr 2021
FSR
- April 2021
PDF
350KB
https://www.rba.gov.au/publications/fsr/2021/apr/pdf/02-household-business-finances.pdf
9 Apr 2021
FSR
- April 2021
PDF
1740KB
https://www.rba.gov.au/publications/fsr/2021/apr/pdf/financial-stability-review-2021-04.pdf
8 Apr 2021
FSR
– April 2021
an increase in aggregate demand. ... Statement on Monetary Policy. over the past year. APRA's modelling showed that the aggregate CET1 capital ratio across all banks would decline materially under this scenario to
https://www.rba.gov.au/publications/fsr/2021/apr/australian-financial-system.html
8 Apr 2021
FSR
– April 2021
aggregate annual household disposable income) until the program's conclusion at the end of 2020. ... Activity in these sectors remained at a low level in late 2020 even as aggregate economic conditions improved.
https://www.rba.gov.au/publications/fsr/2021/apr/household-business-finances.html
8 Apr 2021
FSR
– April 2021
Fiscal support has sustained economic activity and improved the finances of borrowers, and so loan performance, and central banks have eased monetary policy and maintained market liquidity in key debt markets. ... But even if the recovery in aggregate
https://www.rba.gov.au/publications/fsr/2021/apr/overview.html
8 Apr 2021
FSR
- April 2021
PDF
417KB
https://www.rba.gov.au/publications/fsr/2021/apr/pdf/03-australian-financial-system.pdf