Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Semi-Annual Statement on Monetary Policy
30 Jul 2003
SMP
PDF
80KB
Thevalue of outstanding margin loans representsabout 0.9 per cent of market capitalisation. ... margin loan, it is possible for investors tocontrol a much larger portfolio than theycould if they were to invest only their owncapital.
https://www.rba.gov.au/publications/smp/2000/may/pdf/box-c.pdf
The Australian Economy and Financial Markets
2 May 2024
Chart Pack
PDF
5792KB
The Australian Economy and Financial Markets - May 2024
https://www.rba.gov.au/chart-pack/pdf/chart-pack.pdf
Box C: Recent Developments in Margin Lending
6 Aug 2004
SMP
PDF
61KB
Much of the recent pick-up in marginlending is likely to have reflected increasesin existing borrowers’ debt levels, with thenumber of margin loan accounts rising moremodestly over the period. ... As such, theaverage size of outstanding margin loans
https://www.rba.gov.au/publications/smp/2004/aug/pdf/box-c.pdf
Box B: An International Comparison of Pass-through of Policy Rate Changes to Housing Loan Rates
5 Feb 2009
SMP
- February 2009
PDF
189KB
https://www.rba.gov.au/publications/smp/2009/feb/pdf/box-b.pdf
Semi-Annual Statement on Monetary Policy
31 Jul 2003
SMP
PDF
27KB
banks’ housing loan margins in1996 and early 1997. ... c) Customer risk margins apply to these products. (d) Since March 1997, banks have not applied a customer risk margin to term loans secured by residentialproperty.
https://www.rba.gov.au/publications/smp/1998/may/pdf/box-e.pdf
Box B: Recent Developments in Australia's Resource Exports
7 May 2009
SMP
- May 2009
PDF
442KB
https://www.rba.gov.au/publications/smp/2009/may/pdf/box-b.pdf
Inflation
6 Dec 2023
SMP
- August 2023
PDF
2166KB
https://www.rba.gov.au/publications/smp/2023/aug/pdf/04-inflation.pdf
Semi-Annual Statement on Monetary Policy
31 Jul 2003
SMP
PDF
30KB
Margins on Loans. As noted, not all interest rates on loanshave fallen in line with the cash rate: somehave fallen by more and some by less. ... The indicator rates on small businessoverdrafts and term loans have fallenbroadly in line with the cash
https://www.rba.gov.au/publications/smp/1997/nov/pdf/box-e.pdf
Statement on Monetary Policy
6 Dec 2023
SMP
- August 2023
PDF
9542KB
https://www.rba.gov.au/publications/smp/2023/aug/pdf/statement-on-monetary-policy-2023-08.pdf
Overview
6 Dec 2023
SMP
- August 2023
PDF
81KB
https://www.rba.gov.au/publications/smp/2023/aug/pdf/overview.pdf