Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Developments in Banks' Funding Costs and Lending Rates
22 Mar 2013
Bulletin
– March 2013
This article updates previous Reserve Bank research on changes in the composition and cost of banks' funding and the impact of these changes on lending rates (Deans and Stewart 2012). The main findings are that the absolute levels of funding costs
https://www.rba.gov.au/publications/bulletin/2013/mar/7.html
Statement on Monetary Policy
10 Feb 2001
Bulletin
– February 2001
Financial conditions facing businesses appear to have continued to tighten. According to the Federal Reserve Survey of senior loan officers, concerns about the credit quality of some borrowers have resulted in ... In addition, the ‘Japan premium’
https://www.rba.gov.au/publications/bulletin/2001/feb/1.html
2017
6 Oct 2022
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2017/
The Reserve Bank's Collateral Framework
7 Dec 2017
Bulletin
– December 2017
The Reserve Bank, like other central banks, holds collateral to reduce the risk of financial loss in its domestic market operations. The Reserve Bank's collateral framework sets out how the diverse portfolio of collateral assets is managed and
https://www.rba.gov.au/publications/bulletin/2017/dec/2.html
Bank Fees in Australia
10 Jun 1999
Bulletin
– June 1999
Table 6: Estimated Cost of Fees on Deposits and Loans and Reduction in Interest Margins. ... in recent years, although loan fees relative to loans outstanding have been around their present level for a number of years and predate the recent fall in
https://www.rba.gov.au/publications/bulletin/1999/jun/1.html
Statement on Monetary Policy
10 May 2001
Bulletin
– May 2001
The December quarter data were unexpectedly low, given the extent of cost increases observed over the preceding year, and suggested some squeeze on firms' profit margins. ... The Government recently announced measures to facilitate the removal of
https://www.rba.gov.au/publications/bulletin/2001/may/1.html
Statement on Monetary Policy
10 May 2003
Bulletin
– May 2003
Although loan approvals for housing have levelled out in the past few months, they remain at a high level consistent with housing-related credit growth of over 20 per cent, which ... demand should continue to outstrip the growth of the economy's
https://www.rba.gov.au/publications/bulletin/2003/may/1.html
Statement on Monetary Policy
10 Feb 2002
Bulletin
– February 2002
This pick-up has reflected a rebuilding of margins in response to the depreciation of the exchange rate and other cost pressures, including the rise in petrol prices that occurred during
https://www.rba.gov.au/publications/bulletin/2002/feb/1.html
Bank Fees in Australia
16 Jun 2022
Bulletin
– June 2022
This article updates previous Reserve Bank research on bank fees charged to Australian households, businesses and government.
https://www.rba.gov.au/publications/bulletin/2022/jun/bank-fees-in-australia.html
Statement on Monetary Policy
10 Feb 2005
Bulletin
– February 2005
The banking sector seems likely to meet the government's targets for reducing non-performing loans to around 4 per cent of total lending by the end of March, and the ... The value of housing loan approvals was down by 25 per cent from the peak in late
https://www.rba.gov.au/publications/bulletin/2005/feb/1.html