Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
Search Results
Domestic Financial Conditions
5 May 2023
SMP
- May 2023
PDF
2572KB
https://www.rba.gov.au/publications/smp/2023/may/pdf/03-domestic-financial-conditions.pdf
Domestic Financial Markets
10 Nov 2009
SMP
– November 2009
Average rates on unsecured personal loans, credit cards, home equity loans and margin loans have increased by 15–30 basis points. ... This reflects rising bank bill rates and a small increase in average risk margins as the outstanding loans are
https://www.rba.gov.au/publications/smp/2009/nov/dom-fin-mkts.html
Domestic Financial Markets
10 May 2013
SMP
– May 2013
Consistent with the improvement in equity markets over the latter part of 2012 and early 2013, preliminary data suggest that the value of margin loans outstanding increased by about 2 per ... However, the level of margin loans outstanding remains less
https://www.rba.gov.au/publications/smp/2013/may/dom-fin-mkts.html
Statement on Monetary Policy - May 2015
27 Jul 2015
SMP
- May 2015
PDF
1969KB
https://www.rba.gov.au/publications/smp/2015/may/pdf/0515.pdf
Statement on Monetary Policy - November 2014
7 Nov 2014
SMP
- November 2014
PDF
2596KB
https://www.rba.gov.au/publications/smp/2014/nov/pdf/1114.pdf
Domestic Financial Markets and Conditions
10 Nov 2006
SMP
– November 2006
However, competitive pressures in the business loan market in recent years have meant that the weighted-average rate actually paid on variable-rate business loans – incorporating risk margins – is still a ... Indicators of the riskiness of borrowers'
https://www.rba.gov.au/publications/smp/2006/nov/dom-fin-mkts.html
Domestic Financial Markets
10 Feb 2009
SMP
– February 2009
Rates on standard credit cards and margin loans have declined by 125–165 basis points. ... Overall, abstracting from recent changes in risk margins, we estimate that the average interest rate on all outstanding business loans has fallen by 230 basis
https://www.rba.gov.au/publications/smp/2009/feb/dom-fin-mkts.html
Domestic Financial Markets
10 Aug 2011
SMP
– August 2011
Financial institutions' interest rates on most variable personal loans – including credit cards, home equity loans and margin loans – have remained little changed since the beginning of the year. ... There were 54 syndicated loan approvals worth
https://www.rba.gov.au/publications/smp/2011/aug/dom-fin-mkts.html
Domestic Financial Markets
10 May 2011
SMP
– May 2011
Most interest rates on variable personal loans – including credit cards, home equity loans and margin loans – have remained unchanged since the end of January. ... The average risk margin that banks charge above these benchmark rates appears to have
https://www.rba.gov.au/publications/smp/2011/may/dom-fin-mkts.html
Domestic Financial Markets
10 Nov 2010
SMP
– November 2010
Credit card debt has been broadly unchanged over 2010. The weakness in margin lending, as well as an increase in the value of collateral (mainly equities) backing these margin loans has ... While margins on variable-rate term loan facilities for some new
https://www.rba.gov.au/publications/smp/2010/nov/dom-fin-mkts.html