Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Banking Fees in Australia
10 Apr 2003
Bulletin
– April 2003
Loan fees grew substantially faster than those on deposits. Fee income from housing and personal loans and credit cards all showed strong rises (Table 2 and Graph 2). ... For businesses, loan fees have fallen relative to total loans outstanding, from
https://www.rba.gov.au/publications/bulletin/2003/apr/1.html
Bank Fees in Australia
10 Jul 2001
Bulletin
– July 2001
Fees paid by small businesses have grown more slowly than those from large businesses in recent years, partly reflecting a decline in small business loan charges, especially for overdraft loans ... fees to be expressed in a form comparable to changes in
https://www.rba.gov.au/publications/bulletin/2001/jul/1.html
The Reserve Bank's Collateral Framework
7 Dec 2017
Bulletin
– December 2017
The Reserve Bank, like other central banks, holds collateral to reduce the risk of financial loss in its domestic market operations. The Reserve Bank's collateral framework sets out how the diverse portfolio of collateral assets is managed and
https://www.rba.gov.au/publications/bulletin/2017/dec/2.html
Loan Approvals, Repayments and Housing Credit Growth
10 Jul 2007
Bulletin
– July 2007
The most significant driver of credit growth is the extension of new loans, which are measured using new housing loan approvals. ... Required loan repayments for these loans can be estimated using information on outstanding home loan balances, interest
https://www.rba.gov.au/publications/bulletin/2007/jul/1.html
Bulletin June Quarter 2021
18 Aug 2021
Bulletin
- June 2021
PDF
10067KB
https://www.rba.gov.au/publications/bulletin/2021/jun/pdf/bulletin-2021-06.pdf
Developments in Banks' Funding Costs and Lending Rates
22 Mar 2013
Bulletin
– March 2013
This article updates previous Reserve Bank research on changes in the composition and cost of banks' funding and the impact of these changes on lending rates (Deans and Stewart 2012). The main findings are that the absolute levels of funding costs
https://www.rba.gov.au/publications/bulletin/2013/mar/7.html
Statement on Monetary Policy
10 May 2003
Bulletin
– May 2003
Although loan approvals for housing have levelled out in the past few months, they remain at a high level consistent with housing-related credit growth of over 20 per cent, which ... demand should continue to outstrip the growth of the economy's
https://www.rba.gov.au/publications/bulletin/2003/may/1.html
2017
6 Oct 2022
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2017/
Banks’ Funding Costs and Lending Rates
29 Mar 2012
Bulletin
PDF
288KB
Reserve Bank of Australia Bulletin March Quarter 2012
https://www.rba.gov.au/publications/bulletin/2012/mar/pdf/bu-0312-5.pdf
Statement on Monetary Policy
10 May 2001
Bulletin
– May 2001
The December quarter data were unexpectedly low, given the extent of cost increases observed over the preceding year, and suggested some squeeze on firms' profit margins. ... The Government recently announced measures to facilitate the removal of
https://www.rba.gov.au/publications/bulletin/2001/may/1.html