Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Statement on Monetary Policy
10 Nov 2001
Bulletin
– November 2001
per cent could still be observed in the near term, as profit margins are gradually restored. ... This in turn means that profit margins for importers might be restored without as large a rise in the price to Australian consumers as would otherwise have
https://www.rba.gov.au/publications/bulletin/2001/nov/1.html
Consumer Credit and Household Finances
10 Jun 1999
Bulletin
– June 1999
Some well-known examples of revolving lines of credit include: personal overdrafts (often secured by residential property, and sometimes referred to as ‘home equity loans’); margin loans (which are secured by ... Bulletin. of April 1999, the margin
https://www.rba.gov.au/publications/bulletin/1999/jun/2.html
Statement on Monetary Policy
10 Nov 2005
Bulletin
– November 2005
Statement on Monetary Policy-November 2005
https://www.rba.gov.au/publications/bulletin/2005/nov/1.html
Statement on Monetary Policy
10 May 2002
Bulletin
– May 2002
on business margins. ... At the same time, upstream cost data suggest that other sources of pressure on business margins may have eased for the time being (except for rising insurance premiums and utility prices).
https://www.rba.gov.au/publications/bulletin/2002/may/1.html
Semi-Annual Statement on Monetary Policy
10 May 1998
Bulletin
– May 1998
An indication of the weakness of these balance sheets is that loans outstanding to bankrupt companies were at their highest-ever level in 1997. ... In the three months to February, the value of loan approvals for housing was 18 per cent higher than a
https://www.rba.gov.au/publications/bulletin/1998/may/2.html
The Effects of Funding Costs and Risk on Banks' Lending Rates
10 Mar 2011
Bulletin
– March 2011
Second, risk margins on loans have risen to account for higher expected losses. ... Since then, spreads on new loans have declined, and are now closer to the average margin on existing loans.
https://www.rba.gov.au/publications/bulletin/2011/mar/6.html
Statement on Monetary Policy
10 Aug 2002
Bulletin
– August 2002
Graph 31. Rising house prices have also facilitated equity withdrawal through products such as home-equity loans. ... Much of the refinancing activity is likely to reflect the desire to obtain preferable loan conditions or to consolidate loans, but
https://www.rba.gov.au/publications/bulletin/2002/aug/1.html
Banks' Funding Costs and Lending Rates
10 Mar 2012
Bulletin
– March 2012
Likewise, there was little change in the risk margins banks used to determine loan rates. ... outstanding loans is likely to reflect the gradual repricing of facilities (Graph 10).
https://www.rba.gov.au/publications/bulletin/2012/mar/5.html
Statement on Monetary Policy
10 Feb 2003
Bulletin
– February 2003
Bulletin – February 2003 Statement on Monetary Policy. Download the complete Statement 712. KB. After a promising start in the early part of 2002, the global recovery lost momentum towards the end of the year. Most of the major economies showed
https://www.rba.gov.au/publications/bulletin/2003/feb/1.html
Statement on Monetary Policy
10 Aug 2005
Bulletin
– August 2005
Statement on Monetary Policy-August 2005
https://www.rba.gov.au/publications/bulletin/2005/aug/1.html