Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Bulletin March Quarter 2023
8 Jun 2023
Bulletin
- March 2023
PDF
7038KB
https://www.rba.gov.au/publications/bulletin/2023/mar/pdf/bulletin-2023-03.pdf
Fixed-rate Housing Loans: Monetary Policy Transmission and Financial Stability Risks
16 Mar 2023
Bulletin
– March 2023
Fixed-rate borrowing increased significantly during the COVID-19 pandemic, which has delayed the effect of the higher cash rate on borrowers’ cash flows.
https://www.rba.gov.au/publications/bulletin/2023/mar/fixed-rate-housing-loans-monetary-policy-transmission-and-financial-stability-risks.html
List of tables
10 May 2009
SMP
– May 2009
9.40. 1.00. 2.51. 0.24. Personal loans. Margin loans. 8.01. 0.92. 2.57. ... Home equity loans. 5.89. 1.04. 3.69. 2.33. Small business. Term loans.
https://www.rba.gov.au/publications/smp/2009/may/tables.html
Statement on Monetary Policy
10 Feb 2004
Bulletin
– February 2004
This has been evident both in a decline in housing loan approvals, and in a slowing of the growth in house prices and declining auction clearances. ... Consistent with this, indicators of financial stress for the household sector, such as loan arrears
https://www.rba.gov.au/publications/bulletin/2004/feb/1.html
Statement on Monetary Policy
10 Feb 2001
Bulletin
– February 2001
Financial conditions facing businesses appear to have continued to tighten. According to the Federal Reserve Survey of senior loan officers, concerns about the credit quality of some borrowers have resulted in ... In addition, the ‘Japan premium’
https://www.rba.gov.au/publications/bulletin/2001/feb/1.html
Banking Fees in Australia
10 Apr 2003
Bulletin
– April 2003
Loan fees grew substantially faster than those on deposits. Fee income from housing and personal loans and credit cards all showed strong rises (Table 2 and Graph 2). ... For businesses, loan fees have fallen relative to total loans outstanding, from
https://www.rba.gov.au/publications/bulletin/2003/apr/1.html
Loan Approvals, Repayments and Housing Credit Growth
10 Jul 2007
Bulletin
– July 2007
The most significant driver of credit growth is the extension of new loans, which are measured using new housing loan approvals. ... Required loan repayments for these loans can be estimated using information on outstanding home loan balances, interest
https://www.rba.gov.au/publications/bulletin/2007/jul/1.html
Semi-Annual Statement on Monetary Policy
10 Nov 1998
Bulletin
– November 1998
These are a form of collaterised loan, on which the lender takes a margin or ‘haircut’ to protect itself against adverse movements in the price of the securities used as collateral. ... This process constrains borrowers, and dampens economic activity,
https://www.rba.gov.au/publications/bulletin/1998/nov/1.html
Statement on Monetary Policy
10 Nov 2000
Bulletin
– November 2000
While it usually takes some time for such effects to show up, this result suggests that there may be some squeeze on profit margins for those selling imported products. ... The more moderate growth in domestic demand which appears to be in prospect
https://www.rba.gov.au/publications/bulletin/2000/nov/1.html
List of tables
10 Feb 2009
SMP
– February 2009
40. – Term Asset-backed Securities Loan Facility. – credit protection to Fed special purpose vehicle. ... 10.23. 1.51. 1.51. 0.60. Personal loans. Margin loans. 8.92. 1.10. 1.65.
https://www.rba.gov.au/publications/smp/2009/feb/tables.html