Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Recent Developments in Margin Lending in Australia
10 Dec 2009
Bulletin
– December 2009
Protected margin loans in effect combine a standard margin loan with a put option on the shares and managed funds purchased. ... The increase in the average loan size partly reflected strong growth in large margin loans (those greater than $10 million);
https://www.rba.gov.au/publications/bulletin/2009/dec/2.html
Bank Interest Rate Margins
10 May 1992
Bulletin
– May 1992
The process of setting a customer's margin above the relevant indicator rate varies with the size of the loan. ... For medium-sized loans (up to several million dollars), decisions on customer margins may be taken by regional managers.
https://www.rba.gov.au/publications/bulletin/1992/may/1.html
Semi-Annual Statement on Monetary Policy
10 Nov 1997
Bulletin
– November 1997
the ASEAN-4 region), in some cases by a large margin (Table 3). ... loans were much less widely available (at least from banks) and borrowers often needed to take out more than one loan in order to fund a house purchase.
https://www.rba.gov.au/publications/bulletin/1997/nov/2.html
Box B: Variable Interest Rates on Housing Loans
10 Mar 2005
FSR
– March 2005
Whereas during the 1990s most housing loan borrowers were paying the standard variable interest rate, it now appears that about 80 per cent of borrowers taking out loans recently paid less ... This slight margin was probably attributable to some
https://www.rba.gov.au/publications/fsr/2005/mar/box-b.html
List of tables
10 Mar 2006
FSR
– March 2006
a) Margin loan data are for December 2003 and December 2005, and include some margin loans to business. ... Margin loans feature in both revolving and fixed credit owing to differences in reporting across lenders.
https://www.rba.gov.au/publications/fsr/2006/mar/tables.html
Statement on Monetary Policy
10 Aug 2004
Bulletin
– August 2004
Graph A2. Balance-sheet restructuring is also apparent within the banking sector, particularly with regard to non-performing loans. ... In March the PBOC increased the interest rate ceiling on loans to commercial banks and for rediscounting trade bills.
https://www.rba.gov.au/publications/bulletin/2004/aug/1.html
FSR March 2007 List of tables
10 Mar 2007
FSR
– March 2007
17.7. 34.6. 26.2. (a) Margin loan data are for December 2006, and exclude loans over $10 million but include some margin loans to business. ... Margin loans feature in both revolving and fixed credit owing to differences in reporting across lenders.
https://www.rba.gov.au/publications/fsr/2007/mar/tables.html
Bulletin
18 Apr 2024
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/
Box B: Recent Trends in Personal Credit
10 Apr 2018
FSR
– April 2018
Fixed-term loans are typically for an agreed loan size that is fully drawn down and must be paid back within a pre-determined period. ... Margin loans enable households to have a leveraged exposure to equity markets.
https://www.rba.gov.au/publications/fsr/2018/apr/box-b.html
Semi-Annual Statement on Monetary Policy
10 May 2000
Bulletin
– May 2000
Graph 18. Loan approvals and building approvals data, moreover, point to further substantial increases in dwelling investment. ... In part, this strength has been driven by further increases in the average value of a new housing loan.
https://www.rba.gov.au/publications/bulletin/2000/may/1.html