Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Banking Fees in Australia
10 Apr 2003
Bulletin
– April 2003
Loan fees grew substantially faster than those on deposits. Fee income from housing and personal loans and credit cards all showed strong rises (Table 2 and Graph 2). ... For businesses, loan fees have fallen relative to total loans outstanding, from
https://www.rba.gov.au/publications/bulletin/2003/apr/1.html
Loan Approvals, Repayments and Housing Credit Growth
10 Jul 2007
Bulletin
– July 2007
The most significant driver of credit growth is the extension of new loans, which are measured using new housing loan approvals. ... Required loan repayments for these loans can be estimated using information on outstanding home loan balances, interest
https://www.rba.gov.au/publications/bulletin/2007/jul/1.html
Semi-Annual Statement on Monetary Policy
10 Nov 1998
Bulletin
– November 1998
These are a form of collaterised loan, on which the lender takes a margin or ‘haircut’ to protect itself against adverse movements in the price of the securities used as collateral. ... This process constrains borrowers, and dampens economic activity,
https://www.rba.gov.au/publications/bulletin/1998/nov/1.html
Statement on Monetary Policy
10 Nov 2000
Bulletin
– November 2000
While it usually takes some time for such effects to show up, this result suggests that there may be some squeeze on profit margins for those selling imported products. ... The more moderate growth in domestic demand which appears to be in prospect
https://www.rba.gov.au/publications/bulletin/2000/nov/1.html
Bank Fees in Australia
10 Jul 2001
Bulletin
– July 2001
Fees paid by small businesses have grown more slowly than those from large businesses in recent years, partly reflecting a decline in small business loan charges, especially for overdraft loans ... fees to be expressed in a form comparable to changes in
https://www.rba.gov.au/publications/bulletin/2001/jul/1.html
Bulletin June Quarter 2021
18 Aug 2021
Bulletin
- June 2021
PDF
10067KB
https://www.rba.gov.au/publications/bulletin/2021/jun/pdf/bulletin-2021-06.pdf
Recent Developments in Banks' Funding Costs and Lending Rates
10 Mar 2010
Bulletin
– March 2010
This overall rise is at the lower end of the range of increases in the main loan types, as through the crisis period, the share of housing loans (which have lower ... spreads) in the major banks' overall loan books has increased and the shares of
https://www.rba.gov.au/publications/bulletin/2010/mar/6.html
Banks’ Funding Costs and Lending Rates
29 Mar 2012
Bulletin
PDF
288KB
Reserve Bank of Australia Bulletin March Quarter 2012
https://www.rba.gov.au/publications/bulletin/2012/mar/pdf/bu-0312-5.pdf
The Effects of Funding Costs and Risk on Banks’ Lending Rates
16 Mar 2011
Bulletin
PDF
225KB
Reserve Bank of Australia Bulletin March 2011
https://www.rba.gov.au/publications/bulletin/2011/mar/pdf/bu-0311-6.pdf
The Reserve Bank's Collateral Framework
7 Dec 2017
Bulletin
– December 2017
The Reserve Bank, like other central banks, holds collateral to reduce the risk of financial loss in its domestic market operations. The Reserve Bank's collateral framework sets out how the diverse portfolio of collateral assets is managed and
https://www.rba.gov.au/publications/bulletin/2017/dec/2.html