Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Recent Developments in Interest Rates on Bank Lending
10 Apr 1999
Bulletin
– April 1999
At the same time, some banks also announced fixed risk margins for loans secured by commercial property or business assets. ... For ‘larger’ small business loans, margins in Australia might still be a little wider than in the United States.
https://www.rba.gov.au/publications/bulletin/1999/apr/1.html
Bulletin August 2001 – Statement on Monetary Policy
10 Aug 2001
Bulletin
Or was their timing simply delayed, with businesses temporarily absorbing cost impacts in their margins? ... Heightened concerns about the size of the non-performing loan book for Japanese banks also depressed Japanese share prices.
https://www.rba.gov.au/publications/bulletin/2001/aug/1.html
Recent Developments in Margin Lending in Australia
14 Dec 2009
Bulletin
PDF
148KB
Reserve Bank of Australia Bulletin December 2009
https://www.rba.gov.au/publications/bulletin/2009/dec/pdf/bu-1209-2.pdf
Consumer Credit and Household Finances
10 Jun 1999
Bulletin
– June 1999
Some well-known examples of revolving lines of credit include: personal overdrafts (often secured by residential property, and sometimes referred to as ‘home equity loans’); margin loans (which are secured by ... Bulletin. of April 1999, the margin
https://www.rba.gov.au/publications/bulletin/1999/jun/2.html
Operations in Financial Markets
27 Oct 2022
RBA Annual Report
– October 2022
These margins, which are listed on the Banks website, are considerably higher for securities that are not issued by governments. ... Foreign currency. 1,260. Gold loans and swaps. 510. Net forward foreign currency commitments: Long-term.
https://www.rba.gov.au/publications/annual-reports/rba/2022/operations-in-financial-markets.html
Statement on Monetary Policy
10 Nov 2001
Bulletin
– November 2001
per cent could still be observed in the near term, as profit margins are gradually restored. ... This in turn means that profit margins for importers might be restored without as large a rise in the price to Australian consumers as would otherwise have
https://www.rba.gov.au/publications/bulletin/2001/nov/1.html
3.3 Risk Management
19 Oct 2023
RBA Annual Report
– October 2023
Risk Management | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/risk-management.html
Statement on Monetary Policy
10 Nov 2005
Bulletin
– November 2005
Statement on Monetary Policy-November 2005
https://www.rba.gov.au/publications/bulletin/2005/nov/1.html
Risk Management
12 Apr 2020
RBA Annual Report
– 2020
security. The required margin is maintained throughout the term of the repo through daily two-way margining. ... As at 30 June 2020, 13.2 tonnes of gold valued at $1.1 billion was on loan.
https://www.rba.gov.au/publications/annual-reports/rba/2020/risk-management.html
Statement on Monetary Policy
10 May 2002
Bulletin
– May 2002
on business margins. ... At the same time, upstream cost data suggest that other sources of pressure on business margins may have eased for the time being (except for rising insurance premiums and utility prices).
https://www.rba.gov.au/publications/bulletin/2002/may/1.html