Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Credit Loss Modelling
20 Sep 2022
RDP
2022-03
For other domestic loan types (such as loans to financial institutions), we make some simplifying assumptions in recognition these loans comprise less than 5 per cent of total loans. ... The use of loan loss provisions is mandated in accounting standards,
https://www.rba.gov.au/publications/rdp/2022/2022-03/credit-loss-modelling.html
See 9 more results from "RDP 2022-03"
3.3 Risk Management
19 Oct 2023
RBA Annual Report
– October 2023
Risk Management | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/risk-management.html
The Transmission of Monetary Policy through Banks' Balance Sheets | Conference – 2018
12 Apr 2018
Conferences
This assumption is problematic. We know that banks account for changes in both their cost of funding and the risk of their loan portfolio when pricing their loans. ... L,j. is always paid in full), but that some borrowers will not repay their loans.
https://www.rba.gov.au/publications/confs/2018/brassil-cheshire-muscatello.html
Statement on Monetary Policy
10 Nov 2001
Bulletin
– November 2001
per cent could still be observed in the near term, as profit margins are gradually restored. ... This in turn means that profit margins for importers might be restored without as large a rise in the price to Australian consumers as would otherwise have
https://www.rba.gov.au/publications/bulletin/2001/nov/1.html
Consumer Credit and Household Finances
10 Jun 1999
Bulletin
– June 1999
Some well-known examples of revolving lines of credit include: personal overdrafts (often secured by residential property, and sometimes referred to as ‘home equity loans’); margin loans (which are secured by ... Bulletin. of April 1999, the margin
https://www.rba.gov.au/publications/bulletin/1999/jun/2.html
Operations in Financial Markets
27 Oct 2022
RBA Annual Report
– October 2022
These margins, which are listed on the Banks website, are considerably higher for securities that are not issued by governments. ... Foreign currency. 1,260. Gold loans and swaps. 510. Net forward foreign currency commitments: Long-term.
https://www.rba.gov.au/publications/annual-reports/rba/2022/operations-in-financial-markets.html
Statement on Monetary Policy
10 Nov 2005
Bulletin
– November 2005
Statement on Monetary Policy-November 2005
https://www.rba.gov.au/publications/bulletin/2005/nov/1.html
The Changing Role of the Private Sector in China | Conference – 2016
18 Mar 2016
Conferences
lending is undertaken by smaller shareholding banks and city commercial banks that direct a much smaller share of their loans to state-owned firms. ... As a result, an increasingly larger share of corporate loans is going to private firms.
https://www.rba.gov.au/publications/confs/2016/lardy.html
Three Australian Asset-price Bubbles | Conference – 2003
18 Aug 2003
Conferences
As with previous bubbles, credit was relatively easy to obtain and, in particular, margin loans were very popular among stock investors. ... Wigmore (1985) calculates that margin loans amounted to about 18 per cent of market capitalisation in October 1929
https://www.rba.gov.au/publications/confs/2003/simon.html
Risk Management
12 Apr 2020
RBA Annual Report
– 2020
security. The required margin is maintained throughout the term of the repo through daily two-way margining. ... As at 30 June 2020, 13.2 tonnes of gold valued at $1.1 billion was on loan.
https://www.rba.gov.au/publications/annual-reports/rba/2020/risk-management.html