Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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The Effects of Funding Costs and Risk on Banks’ Lending Rates
16 Mar 2011
Bulletin
PDF
225KB
Reserve Bank of Australia Bulletin March 2011
https://www.rba.gov.au/publications/bulletin/2011/mar/pdf/bu-0311-6.pdf
Statement on Monetary Policy
10 May 2001
Bulletin
– May 2001
The December quarter data were unexpectedly low, given the extent of cost increases observed over the preceding year, and suggested some squeeze on firms' profit margins. ... The Government recently announced measures to facilitate the removal of
https://www.rba.gov.au/publications/bulletin/2001/may/1.html
2017
6 Oct 2022
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2017/
September | 2023
21 Sep 2023
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/sep/
Bank Fees in Australia
10 Jun 1999
Bulletin
– June 1999
Table 6: Estimated Cost of Fees on Deposits and Loans and Reduction in Interest Margins. ... in recent years, although loan fees relative to loans outstanding have been around their present level for a number of years and predate the recent fall in
https://www.rba.gov.au/publications/bulletin/1999/jun/1.html
Statement on Monetary Policy
10 Feb 2002
Bulletin
– February 2002
This pick-up has reflected a rebuilding of margins in response to the depreciation of the exchange rate and other cost pressures, including the rise in petrol prices that occurred during
https://www.rba.gov.au/publications/bulletin/2002/feb/1.html
Bulletin June Quarter 2022
26 Sep 2022
Bulletin
- June 2022
PDF
9310KB
https://www.rba.gov.au/publications/bulletin/2022/jun/pdf/bulletin-2022-06.pdf
Consumer Credit and Household Finances
22 Feb 2001
Bulletin
PDF
61KB
Some well-known examples of revolving linesof credit include: personal overdrafts (oftensecured by residential proper ty, andsometimes referred to as ‘home equity loans’);margin loans (which are secured by shares);and ... Banks and some stockbrokers
https://www.rba.gov.au/publications/bulletin/1999/jun/pdf/bu-0699-2.pdf
Statement on Monetary Policy
10 Feb 2005
Bulletin
– February 2005
The banking sector seems likely to meet the government's targets for reducing non-performing loans to around 4 per cent of total lending by the end of March, and the ... The value of housing loan approvals was down by 25 per cent from the peak in late
https://www.rba.gov.au/publications/bulletin/2005/feb/1.html
Bank Fees in Australia
26 Sep 2022
Bulletin
- June 2022
PDF
596KB
https://www.rba.gov.au/publications/bulletin/2022/jun/pdf/bank-fees-in-australia.pdf