Search: lending and credit aggregates

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RBA Glossary definition for lending and credit aggregates

lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.

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Submission to the Productivity Commission Inquiry into Competition in the Financial System – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
Submission to the Financial System Inquiry into Competition in the Financial System-September 2017
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/

Submission to the Inquiry into Family Business in Australia – October 2012 | Financial Sector | Submissions

31 Oct 2012 Submissions
Submission to the Inquiry into Family Business in Australia - October 2012
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-family-business-2012.html

Evolution of the Banking System | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector |…

1 Jan 1991 Submissions
As a result, total credit over this period expanded faster than the authorities wished. ... One response to the inherently conservative lending policies of banks and the inability of newer and/or riskier borrowers to obtain credit was for governments to
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/evolution-of-the-banking-system.html

Fee Income | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…

30 Nov 2010 Submissions
While, in aggregate, consumers of banking services benefited from this process, the consumers of the financial services that had previously been heavily subsidised were worse off. ... origination. This was followed by the major banks, other banks and
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/fee-income.html

List of graphs | Submission to the Financial System Inquiry March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
Graph 5.25: Spreads on Outstanding Business Lending. ... Graph 6.11: Lenders' Shares in Business Credit.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/graphs.html

Organisation of Prudential Supervision | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions

6 Sep 1996 Submissions
Last resort lending would usually involve loans to a bank which was still solvent. ... Last resort lending has long been seen as a function of central banks.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/organisation-of-prudential-supervision.html

Policy Responses | Hedge Funds, Financial Stability and Market Integrity – March 1999-Public | Financial Sector | Submissions

1 Mar 1999 Submissions
Possible supervisory responses fall into one of three categories:. initiatives to improve the credit assessment process within institutions;. ... All too often institutions have put too favourable a gloss on both credit and market risks.
https://www.rba.gov.au/publications/submissions/financial-sector/hedge-funds-financial-stability-and-market-integrity/public-policy-responses.html

References | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
the Credit Card Market’, The American Economic Review, 81(1), pp 50–81. ... Cheung B (2017), ‘Developments in Banks' Funding Costs and Lending Rates’, RBA Bulletin, March, pp 45–50.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/references.html

Protection of Depositors | Supplementary Submission to the Financial System Inquiry – 13 January 1997 | Financial Sector | Submissions

13 Jan 1997 Submissions
Not only would depositors be much more wary, banks would have to be more heavily capitalised and would be much more risk averse in their lending. ... Normally, credit enhancement has to be paid for, but banks receive it without explicit charge because
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/protection-of-depositors.html

Background: Financial System Trends | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions

6 Sep 1996 Submissions
This has been particularly evident among smaller institutions such as credit unions and building societies. ... The clearest examples are in the payments system where, inter alia, EFTPOS and direct debiting are providing substitutes for cheques and
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/background-financial-system-trends.html