Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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Submission to the Inquiry into Access for Small and Medium Business to Finance - February 2011 | Financial Sector | Submissions
7 Feb 2011
Submissions
One measure of finance provided to small business is lending to unincorporated enterprises. ... This has resulted in a significant jump in their market share, accounting for about three-quarters of lending to unincorporated businesses, and about 70 per
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-for-small-and-medium-business-to-finance-2011/
Notes on Bank Fees on Small Businesses – November 1999 | Bank Fees and Margins | Submissions
25 Nov 1999
Submissions
Notes on Bank Fees on Small Businesses – November 1999
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/
Home Ownership Rates | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions
1 Jun 2015
Submissions
The stability of the aggregate home ownership rate in the face of these trends has been driven by the ageing of the population. ... the population will have tended to push up the aggregate home ownership rate, offsetting the reduced propensity of younger
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/home-ownership-rates.html
Developments and Innovation in the Payments System | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…
1 Mar 2014
Submissions
credit cards and direct debits and credits. ... credit cards) to also accept all that scheme's other products (e.g.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/developments-and-innovation.html
The Impact of Hedge Funds on Financial Markets – June 1999 | Financial Sector | Submissions
1 Jun 1999
Submissions
establishing clear policies and procedures for interactions with HLIs as part of the overall credit risk management environment;. ... Jean-Pierre Patat. Banque de France, Paris (Chair, CGFS Working Group on Aggregate Market Information).
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-international-financial-markets-effects-on-govt-policy/impact-hedge-funds-on-financial-markets-1999.html
Funding Mix and Cost | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector | …
30 Nov 2010
Submissions
The regional banks, which are smaller and have lower credit ratings than the major banks, have experienced an even larger increase in the cost of long-term wholesale debt, though it ... Footnotes. See also Brown A, M Davies, D Fabbro and T Hanrick, (2010)
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/funding.html
Executive Summary | Submission to the Productivity Commission Inquiry on First Home Ownership – November 2003 | Housing and Housing Finance …
1 Nov 2003
Submissions
Instead, house prices have continued to rise rapidly and credit to finance house purchases has been accelerating. ... very low rental rates of return on residential property;. plentiful availability and variety of credit available to investors;.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/executive-summary.html
The Next Ten Years | Supplementary Submission to the Financial System Inquiry – 13 January 1997 | Financial Sector | Submissions
13 Jan 1997
Submissions
Systemic financial crises invariably result from credit risk, and RTGS does not solve that problem, or the problem of contagion. ... from the Fed discount window; and they have lines of credit from the US Treasury.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/next-ten-years.html
Factors Behind the Recent Rise in House Prices | Submission to the Productivity Commission Inquiry on First Home Ownership – November 2003…
1 Nov 2003
Submissions
So the supply of and demand for credit become major determinants of house prices. ... properties. In each of the other countries studied, investors, in aggregate, earned a positive return.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/factors-behind-recent-rise-in-house-prices.html
Sectoral Trends in Funding Patterns in the Australian Economy | Submission to the Financial System Inquiry – March 2014 | Financial Sector…
1 Mar 2014
Submissions
The household sector tends to be a net saver in aggregate, lending funds to other sectors through deposits or purchases of financial assets. ... lending. Credit card lending increased for a while after the crisis but there has been no growth over the
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sectoral-trends-in-funding-patterns.html