Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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Applications for Authorisation in Relation to 3D Secure
2 Mar 2016
Submissions
PDF
152KB
Submission to the Australian Competition and Consumer Commission
https://www.rba.gov.au/publications/submissions/payments-system/pdf/applications-for-authorisation-re-3d-secure.pdf
International Comparisons | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions
1 Aug 1994
Submissions
The core borrowing and lending activities for most banks, including Australian banks, are those undertaken in their domestic markets, through the banks themselves and sometimes through their domestic non-bank subsidiaries. ... A high proportion of
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/internationall-comparisons.html
List of tables | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions
1 Jan 1991
Submissions
Comprehensive Transaction Accounts. For customers wanting one account which includes cheque book, ATM access, daily crediting of interest, links to credit cards, regular payment of bills, and an overdraft facility. ... retirees, young people. Lending
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/tables.html
Competition in Banking | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions
1 Jan 1991
Submissions
Bank credit has been more freely available since direct controls over banks' interest rates and lending volumes, were removed. ... See I.J. Macfarlane, ‘Money, Credit and the Demand for Debt’, Reserve Bank.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/competition-in-banking.html
Appendix 1: Changes to Bank Regulations | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector…
1 Jan 1991
Submissions
June. The Reserve Bank announced a more formal approach to supervision of banks' large credit exposures. ... 1987. January. The Reserve Bank announced revised arrangements for the supervision of banks' large credit exposures.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/appendix-1.html
Submission to the Inquiry into Family Business in Australia – October 2012 | Financial Sector | Submissions
31 Oct 2012
Submissions
Submission to the Inquiry into Family Business in Australia - October 2012
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-family-business-2012.html
Submission to the Productivity Commission Inquiry into Competition in the Financial System – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
Submission to the Financial System Inquiry into Competition in the Financial System-September 2017
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/
Submission to the Senate Select Committee on Australia as a Technology and Financial Centre - July 2021
19 Jul 2021
Submissions
PDF
610KB
syndicated lending and trade finance are possible use cases. ... neobanks. For example, in the early 2000s, using its regulatory powers under the Payment Systems (Regulation) Act 1998, the Bank imposed access regimes on the Visa and Mastercard credit
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-into-australia-as-a-technology-and-financial-centre.pdf
Evolution of the Banking System | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector |…
1 Jan 1991
Submissions
As a result, total credit over this period expanded faster than the authorities wished. ... One response to the inherently conservative lending policies of banks and the inability of newer and/or riskier borrowers to obtain credit was for governments to
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/evolution-of-the-banking-system.html
List of graphs | Submission to the Financial System Inquiry March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
Graph 5.25: Spreads on Outstanding Business Lending. ... Graph 6.11: Lenders' Shares in Business Credit.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/graphs.html