Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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Notes on Bank Fees in Australia – May 2000 | Bank Fees and Margins | Submissions
17 May 2000
Submissions
Notes on Bank Fees in Australia – May 2000
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-in-australia/
Sectoral Trends in Funding Patterns in the Australian Economy | Submission to the Financial System Inquiry – March 2014 | Financial Sector…
1 Mar 2014
Submissions
The household sector tends to be a net saver in aggregate, lending funds to other sectors through deposits or purchases of financial assets. ... lending. Credit card lending increased for a while after the crisis but there has been no growth over the
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sectoral-trends-in-funding-patterns.html
Assessment of Prudential Supervision Arrangements | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…
6 Sep 1996
Submissions
Capital adequacy standards covering banks' credit risks on and off balance sheet were introduced internationally in 1988. ... Although banks have a funding advantage over the mortgage securitisers their lending rate is higher.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/assessment-prudential-supervision-arrangements.html
Note on Bank Fees on Small Businesses
22 Sep 2003
Submissions
PDF
379KB
Aggregate fee income from bill lines was $265 million in 1998, a fall on the previous year, which was in line with the trend in bill fi nancing. ... b) At the aggregate level, total fees earned from small businesses increased by 15 per cent in 1998, the
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/pdf/notes-on-bank-fees-on-small-businesses.pdf
Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions
13 Jun 2023
Submissions
The PSB should consider whether interchange pricing arrangements are appropriate for credit and debit cards. ... and Credit Card Schemes in Australia: A Study of Interchange Fees and Access in October 2000.
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html
Deposits, Mortgages and SME Lending | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
As a consequence of these developments, there has been a broad tightening in lending standards, and reduced supply of credit for various market segments. ... credit. There have been other effects of the tightening in lending standards by ADIs.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/deposits-mortgages-and-sme-lending.html
Applications for Authorisation in Relation to 3D Secure – February 2016 | Payments System | Submissions
19 May 2023
Submissions
On top of the lost value of goods/services fraudulently obtained – which is typically borne by the merchant – cardholders, merchants and financial institutions are likely to incur significant aggregate resource costs ... Nevertheless, the joint
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-3d-secure/index.html
Applications for Authorisation in Relation to PIN@POS – July 2016 | Payments System | Submissions
19 May 2023
Submissions
payments. Debit and credit cards play an important and growing role in the payments system. ... Fraud statistics for ‘scheme’ debit, credit and charge cards include transactions through the MasterCard, Visa, American Express, Diners Club and JCB
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-07/index.html
Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions
28 Dec 2019
Submissions
Increasing use of debit and credit cards for lower-value payments has been the most notable aspect of the growth in electronic payments to date. ... The access regimes currently in place for the Visa and Mastercard credit card schemes have helped
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html
Submissions
13 Mar 2024
Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/