Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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RBA Submission to the Inquiry into Competition in the Banking and Non-Banking Sectors
11 Jul 2008
Submissions
PDF
147KB
Inquiry into Competition in the Banking and Non-Banking Sectors
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/pdf/inquiry-competition-in-banking-and-non-banking-sector.pdf
Senate Economics References Committee Inquiry into Competition within the Australian Banking Sector
6 Dec 2010
Submissions
PDF
261KB
Inquiry into Competition within the Australian Banking Sector
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/pdf/inquiry-competition-within-australian-banking-sector-2010.pdf
Supplementary Submission to the Financial System Inquiry - 13 January 1997 (Published as Occasional Paper No. 15)
23 Jun 2010
Submissions
PDF
116KB
Systemic financial crisesinvariably result from credit risk, and RTGS does not solve that problem, or theproblem of contagion. ... Diagram 5: Payments System Components. Source of Value(Deposits or Credit). Payment Instrument.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/pdf/financial-system-inquiry-supplement-1997.pdf
The Impact of Hedge Funds on Financial Markets
23 Feb 2001
Submissions
PDF
55KB
establishing clear policies and procedures for interactions with HLIs as part of theoverall credit risk management environment;. • ... Jean-Pierre Patat Banque de France, Paris (Chair, CGFS Working Groupon Aggregate Market Information).
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-international-financial-markets-effects-on-govt-policy/pdf/impact-hedge-funds-on-financial-markets-1999.pdf
Notes on Bank Fees in Australia 17 May 2000
25 Feb 2001
Submissions
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34KB
reflecting both growth in personal lending and risingcharges, including on credit cards. ... This might be expected to show up in their aggregate fee revenue in 2000.
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-in-australia/pdf/notes-on-bank-fees-in-australia.pdf
Factors Behind the Recent Rise in House Prices | Submission to the Productivity Commission Inquiry on First Home Ownership – November 2003…
1 Nov 2003
Submissions
So the supply of and demand for credit become major determinants of house prices. ... properties. In each of the other countries studied, investors, in aggregate, earned a positive return.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/factors-behind-recent-rise-in-house-prices.html
Executive Summary | Submission to the Productivity Commission Inquiry on First Home Ownership – November 2003 | Housing and Housing Finance …
1 Nov 2003
Submissions
Instead, house prices have continued to rise rapidly and credit to finance house purchases has been accelerating. ... very low rental rates of return on residential property;. plentiful availability and variety of credit available to investors;.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/executive-summary.html
Funding Mix and Cost | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector | …
30 Nov 2010
Submissions
The regional banks, which are smaller and have lower credit ratings than the major banks, have experienced an even larger increase in the cost of long-term wholesale debt, though it ... Footnotes. See also Brown A, M Davies, D Fabbro and T Hanrick, (2010)
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/funding.html
The Next Ten Years | Supplementary Submission to the Financial System Inquiry – 13 January 1997 | Financial Sector | Submissions
13 Jan 1997
Submissions
Systemic financial crises invariably result from credit risk, and RTGS does not solve that problem, or the problem of contagion. ... from the Fed discount window; and they have lines of credit from the US Treasury.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/next-ten-years.html
Sectoral Trends in Funding Patterns in the Australian Economy | Submission to the Financial System Inquiry – March 2014 | Financial Sector…
1 Mar 2014
Submissions
The household sector tends to be a net saver in aggregate, lending funds to other sectors through deposits or purchases of financial assets. ... lending. Credit card lending increased for a while after the crisis but there has been no growth over the
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sectoral-trends-in-funding-patterns.html