Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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The Australian Financial System
8 Oct 2021
FSR
– October 2021
Banks increased provisions for credit impairments early in the pandemic in expectation of future losses. ... Over recent months, non-bank lending to households has picked up significantly alongside strong demand for housing credit; however, the stock of
https://www.rba.gov.au/publications/fsr/2021/oct/australian-financial-system.html
Household and Business Finances in Australia
9 Apr 2021
FSR
- April 2021
PDF
350KB
https://www.rba.gov.au/publications/fsr/2021/apr/pdf/02-household-business-finances.pdf
Financial Stability Review
9 Apr 2021
FSR
- April 2021
PDF
1740KB
https://www.rba.gov.au/publications/fsr/2021/apr/pdf/financial-stability-review-2021-04.pdf
The Australian Financial System
8 Apr 2021
FSR
– April 2021
Liaison indicates that credit quality at non-bank lenders has remained sound, both for lending to households and to businesses. ... Endnotes. See Garner M and A Suthakar (2021), ‘Developments in Banks' Funding Costs and Lending Rates’, RBA.
https://www.rba.gov.au/publications/fsr/2021/apr/australian-financial-system.html
Household and Business Finances in Australia
8 Apr 2021
FSR
– April 2021
lending to first home buyers has been an especially risky form of lending. ... Credit growth has increased but remains modest and has mostly been driven by lending to owner-occupiers (Graph 2.11).
https://www.rba.gov.au/publications/fsr/2021/apr/household-business-finances.html
Box B: Risks in Retail Commercial Property
8 Apr 2021
FSR
– April 2021
Further, banks' lending standards for commercial property have improved considerably in recent years. ... While secured business lending accounts for a quarter of total credit, the share of these loans secured by retail property (rather than other assets)
https://www.rba.gov.au/publications/fsr/2021/apr/box-b-risks-in-retail-commercial-property.html
The Australian Financial System
8 Apr 2021
FSR
- April 2021
PDF
417KB
https://www.rba.gov.au/publications/fsr/2021/apr/pdf/03-australian-financial-system.pdf
The Global Financial Environment
8 Apr 2021
FSR
- April 2021
PDF
558KB
https://www.rba.gov.au/publications/fsr/2021/apr/pdf/01-global-financial-environment.pdf
Box B: Risks in Retail Commercial Property
8 Apr 2021
FSR
- April 2021
PDF
291KB
https://www.rba.gov.au/publications/fsr/2021/apr/pdf/box-b-risks-in-retail-commercial-property.pdf
Financial Stability Review
4 Nov 2020
FSR
- October 2020
PDF
3339KB
https://www.rba.gov.au/publications/fsr/2020/oct/pdf/financial-stability-review-2020-10.pdf