Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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Transcript of Question & Answer Session on 17 March 2021
9 Mar 2023
Speech
Transcript of Question & Answer Session, to the Australian Finance Industry Association, Sydney
https://www.rba.gov.au/speeches/2021/sp-ag-2021-03-17-q-and-a-transcript.html
21/02/2018 Household Indebtedness and Mortgage Stress | Speeches | ...
21 Feb 2018
PDF
379KB
These measures have helped improve the quality of lending over the past coupleof years. ... Others may choose to extend the interest-free period, provided that they meet thecurrent lending standards.
https://www.rba.gov.au/speeches/2018/pdf/sp-ag-2018-02-20.pdf
20/09/2018 Money – Born of Credit? | Speeches | ...
19 Sep 2018
PDF
346KB
While there are many interesting aspects of money, today I want to focus on the questions of howmoney is created and how money relates to lending or credit. ... Note that ‘loans’ on bank balance sheets here is distinct from ‘credit’ in the
https://www.rba.gov.au/speeches/2018/pdf/sp-ag-2018-09-19.pdf
Trend and Cycle in the 1990s: Australia's Current Expansion
15 Oct 1999
Speech
Address to the Conference on ‘Forecasting and Business Cycle Analysis: Frontier Techniques’, Melbourne Institute of Applied Economic and Social Research, Melbourne
https://www.rba.gov.au/speeches/1999/sp-ag-151099.html
The Reserve Bank of Australia - Post Wallis
27 Feb 2001
Speech
PDF
73KB
In turn, APRA supplies the Bank with data for thefinancial aggregates as well as prudential data in aggregate form. ... 12. encouraging use of credit cards rather than direct debits for routine billpayments.
https://www.rba.gov.au/speeches/1999/pdf/sp-ag-281099.pdf
The Stability of the Financial System
29 Jul 1999
Speech
R.C. Mills Memorial Lecture by Ian Macfarlane, University of Sydney, Sydney
https://www.rba.gov.au/speeches/1999/sp-gov-290799.html
The Changing Statistical Needs of Central Banks
8 Apr 2005
Speech
Speech by Glenn Stevens to the Irving Fisher Committee for Financial Statistics of the International Statistical Institute (ISI), Sydney
https://www.rba.gov.au/speeches/2005/sp-dg-080405.html
10/09/2018 The Evolution of Household Sector Risks | Speeches ...
10 Sep 2018
PDF
276KB
Through this period, the constraints on banks' lending wereeased significantly, allowing credit constrained customers to access finance and banks to expandtheir provision of credit. ... First, becausemortgage lending is such an important part of bank
https://www.rba.gov.au/speeches/2018/pdf/sp-ag-2018-09-10.pdf
30/06/2020 The Reserve Bank's Policy Actions and Balance Sheet ...
30 Jun 2020
Speech
PDF
349KB
They are able to draw on additionalamounts if they increase their lending to businesses, particularly small and medium-sized businesses. ... Some ofthat deposit growth was likely temporary as businesses drew on precautionary lines of credit and.
https://www.rba.gov.au/speeches/2020/pdf/sp-dg-2020-06-30.pdf
How Are Households Placed for Interest Rate Increases?
19 Jul 2022
Speech
Speech delivered by Michele Bullock, Deputy Governor, ESA (QLD) Business Lunch, Brisbane
https://www.rba.gov.au/speeches/2022/sp-dg-2022-07-19.html