Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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Overview
7 Oct 2022
FSR
– October 2022
Credit remains readily available to households and firms, but growth in housing credit is slowing alongside higher interest rates. ... Non-bank lending has been very strong and it is important that lending standards remain prudent.
https://www.rba.gov.au/publications/fsr/2022/oct/overview.html
Financial Intermediaries
10 Sep 2006
FSR
– September 2006
Competition remains very strong, and has recently intensified in lending to businesses, with business credit currently growing at its fastest pace since the late 1980s. ... Foreign-owned banks in Australia have been expanding their lending to businesses
https://www.rba.gov.au/publications/fsr/2006/sep/fin-intermed.html
Financial Stability Review March 2014
26 Mar 2014
FSR
March 2014
PDF
1956KB
https://www.rba.gov.au/publications/fsr/2014/mar/pdf/0314.pdf
The Global Financial Environment
25 Apr 2023
FSR
- April 2023
PDF
1225KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/01-global-financial-environment.pdf
Household and Business Finances in Australia
8 Oct 2021
FSR
– October 2021
Lending standards remain sound overall, and the quality of outstanding credit is high. ... While aggregate lending standards tightened slightly in the early stages of the pandemic, this had mostly been reversed prior to the most recent lockdowns so that
https://www.rba.gov.au/publications/fsr/2021/oct/household-business-finances-in-australia.html
Mortgage Macroprudential Policies
8 Oct 2021
FSR
– October 2021
Restrictions on high-LVR lending can limit the supply of credit to borrowers with low initial equity buffers. ... However, they did not slow aggregate housing credit growth, reflecting some substitution towards non-constrained types of lending.
https://www.rba.gov.au/publications/fsr/2021/oct/mortgage-macroprudential-policies.html
Financial Stability Review September 2013
24 Sep 2013
FSR
September 2013
PDF
1605KB
https://www.rba.gov.au/publications/fsr/2013/sep/pdf/0913.pdf
List of tables
10 Sep 2005
FSR
– September 2005
4.3. (a) Aggregates weighted by GDP at PPP exchange rates unless otherwise specified. ... b) Other market risks include commodity, equity, prepayment, volatility and credit spread risk.
https://www.rba.gov.au/publications/fsr/2005/sep/tables.html
Household and Business Finances in Australia
7 Oct 2022
FSR
– October 2022
Graph 2.7. Variable-rate mortgages account for around 65 per cent of outstanding housing credit. ... See RBA (2022), Box B: How Risky is High-DTI and High-LVR Lending?,.
https://www.rba.gov.au/publications/fsr/2022/oct/household-business-finances-in-australia.html
The Australian Financial System
9 Oct 2020
FSR
– October 2020
lines of credit and subsequently as housing loan demand has increased (Graph 3.1). ... Revenue has also been affected by an industry-wide strengthening of lending standards.
https://www.rba.gov.au/publications/fsr/2020/oct/australian-financial-system.html