Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Arrears | Background Notes for Opening Remarks to Inquiry into Housing Affordability in Australia – April 2008 | Housing and Housing…
24 Apr 2008
Submissions
Third, a disproportionately large share of the housing loans in this region was sourced from non-bank lenders. ... The arrears rate on loans from non-bank lenders in this part of Sydney is running at three times that for loans on the major banks' balance
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/housing-affordability-in-australia/arrears.html
Introduction | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial Sector |…
10 Jul 2008
Submissions
The recent turbulence in financial markets has changed the competitive dynamics in the system, particularly affecting lenders that rely heavily on the securitisation markets. ... There has also been an increase in the cost of mortgage finance for all
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/introduction.html
Home Ownership Rates | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions
1 Jun 2015
Submissions
The latest data from mortgage lenders suggest that around 15 per cent of new lending to owner-occupiers involves LVRs above 90 per cent; most of these borrowers would be first ... Graph 17. Footnote. Mortgages in Australia with an original LVR above 80
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/home-ownership-rates.html
List of graphs | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…
30 Nov 2010
Submissions
Graph 4: Lenders' Shares of Housing Credit.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/graphs.html
Background: Financial System Trends | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
This sort of overlap is not a new phenomenon. For instance, life offices were much more significant lenders for housing in the 1960s than they are now, and cash management trusts ... More modern technology includes the use of laptop computers by mobile
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/background-financial-system-trends.html
Funding Bank Supervision | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
Market perceptions of the safety and soundness of authorised banks are undoubtedly enhanced as a result of official screening, ongoing prudential supervision and access to any lender of last resort facilities
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/funding-bank-supervision.html
Trends in Bank Lending | Submission to the Inquiry into the Post-Global Financial Crisis Banking Sector – May 2012 | Financial Sector |…
1 May 2012
Submissions
The decline was partly in response to the introduction of national responsible lending guidelines that require lenders to verify a borrower's capacity to repay. ... Some foreign lenders (banks and non-banks) have exited, particularly European-owned
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-post-gfc-banking-sector-2012/trends-bank-lending.html
Appendix A: Trends in the Australian Financial System | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…
6 Sep 1996
Submissions
Asset price inflation and an expanding demand for credit played a role in both episodes, with these institutions being active lenders at the more speculative end of the risk spectrum. ... It is this pricing structure that is now under pressure from
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-a.html
Factors Influencing Competition | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial …
10 Jul 2008
Submissions
Examples include:. the entry of specialist non-bank lenders to the mortgage market in the early to mid-1990s. ... In contrast, the specialist non-bank lenders had no existing customers and were able to offer lower rates to all borrowers.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/factors-influencing-competition.html
Submission to the Inquiry into Access for Small and Medium Business to Finance - February 2011 | Financial Sector | Submissions
7 Feb 2011
Submissions
default, a lender is likely to lose close to 30 per cent of the small business loan's value, compared to 20 per cent for housing loans. ... strong competition between lenders and an increase in the use of residential property as collateral.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-for-small-and-medium-business-to-finance-2011/