Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Submission to the Inquiry into Access of Small Business to Finance – March 2010 | Financial Sector | Submissions
24 Mar 2010
Submissions
lenders to expand their lending in this sector and compete away some of this spread. ... This gap narrowed significantly during the first half of this decade, reflecting the strong competition between lenders and an increase in the use of residential
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-of-small-business-to-finance-2010/
List of graphs | Submission to the Financial System Inquiry March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
Graph 6.11: Lenders' Shares in Business Credit.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/graphs.html
Assessing Competition in the Financial System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…
6 Sep 2017
Submissions
Initiatives that make information about the borrower more readily available to other potential lenders (such as those on comprehensive credit reporting and open data) therefore have the potential to increase competition. ... However, the average spreads
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/assessing-competition-in-the-financial-system.html
Trends in Lending | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…
30 Nov 2010
Submissions
These non-bank lenders were reliant on the securitisation market for their funding. ... Such large movements in the competitive position of lenders have occurred in the past.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/trends.html
Lending Rates | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…
30 Nov 2010
Submissions
The range of interest rates that lenders charge on variable housing rates varies considerably. ... It also partly resulted from a decrease in risk margins charged by lenders.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/lending.html
Executive Summary | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
The RBA believes that this extends to bank supervision, given banks' importance for stability, their role as lender to small and medium business, their susceptibility to runs, and the fact that ... short notice (either to the whole system or on a
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/executive-summary.html
Housing Finance | Supplementary Submission to the Financial System Inquiry – August 2014 | Financial Sector | Submissions
1 Aug 2014
Submissions
The Interim Report highlighted several options for aiding competition through Australia's capital framework, including changes to mortgage risk weights and providing capital inducements for ADIs that use Lenders' Mortgage Insurance.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-08/housing-finance.html
Appendix: Organisations Contacted | Submission to the Productivity Commission Inquiry on First Home Ownership – November 2003 | Housing and …
1 Nov 2003
Submissions
Council of Mortgage Lenders. HM Treasury. Inland Revenue. Office of the Deputy Prime Minister.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/appendix.html
Policy Considerations | Submission to the Productivity Commission Inquiry on First Home Ownership – November 2003 | Housing and Housing…
1 Nov 2003
Submissions
As discussed in the previous chapter, the main factors underpinning the unusually strong investor demand in Australia are the favourable terms on which lenders are prepared to provide finance to investors, ... A related issue is whether lenders are
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/policy-considerations.html
Drivers of Supply | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions
1 Jun 2015
Submissions
These include the cost of financing projects, which is primarily driven by the level of interest rates as well as lenders' views about the riskiness of individual projects.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/drivers-of-supply.html