Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Proportion of Investment Housing Relative to Owner-Occupied Housing | Submission to the Inquiry into Home Ownership June 2015 | Housing and …
1 Jun 2015
Submissions
This included a benchmark for lenders' growth in investor housing lending of 10 per cent, above which supervisory action may be intensified. ... Lenders can have difficulty classifying loans by type of purchaser, so these figures will have a margin of
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/proportion-investment-housing-relative-owner-occ-housing.html
Drivers of Supply | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions
1 Jun 2015
Submissions
These include the cost of financing projects, which is primarily driven by the level of interest rates as well as lenders' views about the riskiness of individual projects.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/drivers-of-supply.html
Submission to the Inquiry into the Reserve Bank Amendment (Australian Reconstruction and Development Board) Bill 2013 – February 2014 |…
1 Feb 2014
Submissions
The specific borrowing requirements and the volatility of agricultural income are risks that lenders take into account in providing loans to businesses in the rural sector. ... Includes debts owed to banks, finance companies and government agencies. See
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-rba-amendment-australian-reconstruction-development-board-bill-2013/
Factors Influencing Competition | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial …
10 Jul 2008
Submissions
Examples include:. the entry of specialist non-bank lenders to the mortgage market in the early to mid-1990s. ... In contrast, the specialist non-bank lenders had no existing customers and were able to offer lower rates to all borrowers.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/factors-influencing-competition.html
Arrears | Background Notes for Opening Remarks to Inquiry into Housing Affordability in Australia – April 2008 | Housing and Housing…
24 Apr 2008
Submissions
Third, a disproportionately large share of the housing loans in this region was sourced from non-bank lenders. ... The arrears rate on loans from non-bank lenders in this part of Sydney is running at three times that for loans on the major banks' balance
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/housing-affordability-in-australia/arrears.html
Housing Finance | Supplementary Submission to the Financial System Inquiry – August 2014 | Financial Sector | Submissions
1 Aug 2014
Submissions
The Interim Report highlighted several options for aiding competition through Australia's capital framework, including changes to mortgage risk weights and providing capital inducements for ADIs that use Lenders' Mortgage Insurance.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-08/housing-finance.html
Funding Bank Supervision | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
Market perceptions of the safety and soundness of authorised banks are undoubtedly enhanced as a result of official screening, ongoing prudential supervision and access to any lender of last resort facilities
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/funding-bank-supervision.html
HANDOUT PREPARED FOR STANDING COMMITTEE ON ECONOMICS 22 SEPTEMBER 2016
21 Sep 2016
Submissions
PDF
386KB
Indicator based on selected lenders’ lowest available advertised. standard variable rates.
https://www.rba.gov.au/publications/submissions/financial-sector/handout-standing-committee-on-economics-2016-09-22/pdf/handout-standing-committee-on-economics-2016-09-22.pdf
Submission to the Inquiry into Home Ownership - June 2015
15 Jul 2015
Submissions
PDF
4844KB
Submission to the Inquiry into Home Ownership
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/pdf/inquiry-into-home-ownership.pdf
Appendix: Organisations Contacted | Submission to the Productivity Commission Inquiry on First Home Ownership – November 2003 | Housing and …
1 Nov 2003
Submissions
Council of Mortgage Lenders. HM Treasury. Inland Revenue. Office of the Deputy Prime Minister.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/appendix.html