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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Abbreviations | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
LCR. Liquidity coverage ratio. LMI. Lenders mortgage insurer. LVR. Loan-to-valuation ratios.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/abbreviations.html

Competition, Efficiency and Innovation in Banking | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
They employed mobile lenders to circumvent the need for the costly branch networks employed by the banks. ... Lenders also competed for new business through product innovations, including:. Home-equity loans, which provide a line of credit against
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/competition-efficiency-and-innovation.html

Sectoral Trends in Funding Patterns in the Australian Economy | Submission to the Financial System Inquiry – March 2014 | Financial Sector…

1 Mar 2014 Submissions
Financial corporations intermediate the flow of funds between net lenders and net borrowers. ... The volatility of farm income means that lenders place particular emphasis on collateral requirements.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sectoral-trends-in-funding-patterns.html

List of graphs | Submission to the Financial System Inquiry March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
Graph 6.11: Lenders' Shares in Business Credit.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/graphs.html

Key Financial Developments Since the Wallis Inquiry | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…

1 Mar 2014 Submissions
During the financial crisis, a number of these flows reversed, as lenders repatriated their foreign holdings and home bias reasserted itself, especially in Europe. ... There were some deposit runs in Europe – most notably on UK lender Northern Rock
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/financial-developments-since-wallis-inquiry.html

The Role of the Financial Sector | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
The provision of liquidity support by the central bank to an individual institution – as the lender of last resort – is a related, but separate form of intervention which central banks can ... They were, however, unwilling to act in time (Bernanke
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/role-of-financial-sector.html

The Regulatory Response to the Global Financial Crisis | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…

1 Mar 2014 Submissions
Submission to the Financial System Inquiry 3. The Regulatory Response to the Global Financial Crisis. Download 3.1. MB. The global financial crisis revealed a number of shortcomings in policies and practices at financial institutions and at
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/regulatory-response-to-the-global-financial-crisis.html

Submission to the Inquiry into the Reserve Bank Amendment (Australian Reconstruction and Development Board) Bill 2013

13 Feb 2014 Submissions PDF 188KB
Senate Economics Legislation Committee
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-rba-amendment-australian-reconstruction-development-board-bill-2013/pdf/inquiry-rba-amendment-australian-reconstruction-development-board-bill-2013.pdf

Submission to the Inquiry into Affordable Housing–February 2014 | Housing and Housing Finance | Submissions

1 Feb 2014 Submissions
It also increases losses to the lender if the borrowing household does default on the loan. ... Lenders need to allow for this potential for increased risk in their lending decisions.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/

Submission to the Inquiry into the Reserve Bank Amendment (Australian Reconstruction and Development Board) Bill 2013 – February 2014 |…

1 Feb 2014 Submissions
The specific borrowing requirements and the volatility of agricultural income are risks that lenders take into account in providing loans to businesses in the rural sector. ... Includes debts owed to banks, finance companies and government agencies. See
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-rba-amendment-australian-reconstruction-development-board-bill-2013/