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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Take the Short Route

23 Dec 2014 Research Workshop PDF 522KB
How to repay and restructure sovereign debt with multiple maturities
https://www.rba.gov.au/publications/workshops/research/2014/pdf/maturity_draft_v8_0.pdf

Submission to the Inquiry into Affordable Housing–February 2014 | Housing and Housing Finance | Submissions

1 Feb 2014 Submissions
It also increases losses to the lender if the borrowing household does default on the loan. ... Lenders need to allow for this potential for increased risk in their lending decisions.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/

The Role of Establishment Heterogeneity in Sudden Stops

12 Dec 2011 Research Workshop PDF 2055KB
Reserve Bank of Australia Workshop 2011
https://www.rba.gov.au/publications/workshops/research/2011/pdf/choi.pdf

Introduction | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
The major banks gained market share in the mortgage market in the aftermath of the crisis, in part reflecting their better access to funding (as non-bank lenders in particular lost ... Information problems – both in relation to lenders' knowledge of
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/introduction.html

Deposits, Mortgages and SME Lending | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
smaller lenders (which has improved their efficiency) have likely boosted competitive pressures over recent years. ... The major banks were among the lenders that were competing strongly in many of these segments.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/deposits-mortgages-and-sme-lending.html

65 Martin Place Sydney NSW 2000 GPO Box 3947 ...

23 Apr 2020 Submissions PDF 580KB
Financial Rights Legal Centre and the Consumer Action Law Centre noted “we are aware of financially vulnerable clients providing log-in details to payday lenders, only to have the payday lender
https://www.rba.gov.au/publications/submissions/payments-system/pdf/future-directions-for-the-consumer-data-right.pdf

Appendix C: Should Bank Supervision Be Carried Out by the Central Bank or by a Separate Authority? | Submission to the Financial System…

6 Sep 1996 Submissions
synergy between ‘prophylactic supervision’ and the lender-of-last-resort function of central banks (Australian Financial Review (1996)). ... They conclude that because the central bank should not make lender-of-last-resort loans, it does not need to
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-c.html

The Power of Unconventional Monetary Policy in a Liquidity Trap

17 Jan 2017 Research Workshop PDF 532KB
https://www.rba.gov.au/publications/workshops/research/2016/pdf/rba-workshop-2016-masayuki.pdf

Joint RBA-APRA Submission to the Inquiry into Home Lending Practices and Processes – August 2007 | Housing and Housing Finance | Submissions

8 Aug 2007 Submissions
Joint RBA-APRA Submission to the Inquiry into Home Lending Practices and Processes – August 2007
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-home-loan-lending-practices-and-processes/

Uncertainty Shocks, Financial Frictions and Business Cycle Asymmetries Across Countries

19 Dec 2019 Research Workshop PDF 2144KB
RBA Workshop 2019
https://www.rba.gov.au/publications/workshops/research/2019/pdf/rba-workshop-2019-chatterjee.pdf