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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions

8 May 2024 Submissions
vulnerable clients providing log-in details to payday lenders, only to have the payday lender use the log-in details later to identify when a consumer is getting low on cash
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html

Are Inflationary Shocks Regressive? A Feasible Set Approach

19 Dec 2023 Research Workshop PDF 842KB
RBA Workshop 2023
https://www.rba.gov.au/publications/workshops/research/2023/pdf/rba-workshop-2023-del-canto-grigsby-qian-walsh.pdf

Tax Cuts for the Wealthy, Mortgages for the Poor, and the Makings of a Housing Crisis for All

30 May 2022 Research Workshop PDF 298KB
RBA Workshop 2022
https://www.rba.gov.au/publications/workshops/research/2022/pdf/rba-workshop-2022-presentation-graham.pdf

65 Martin Place Sydney NSW 2000 GPO Box 3947 ...

23 Apr 2020 Submissions PDF 580KB
Financial Rights Legal Centre and the Consumer Action Law Centre noted “we are aware of financially vulnerable clients providing log-in details to payday lenders, only to have the payday lender
https://www.rba.gov.au/publications/submissions/payments-system/pdf/future-directions-for-the-consumer-data-right.pdf

Uncertainty Shocks, Financial Frictions and Business Cycle Asymmetries Across Countries

19 Dec 2019 Research Workshop PDF 2144KB
RBA Workshop 2019
https://www.rba.gov.au/publications/workshops/research/2019/pdf/rba-workshop-2019-chatterjee.pdf

Heterogeneous Global Cycles ∗ Maryam Farboodi MIT Péter Kondor ...

2 Dec 2018 Research Workshop PDF 3705KB
In this state lenders are cautious, which implies the same credit quality across their portfolios. ... quality of extended credit across lenders, as only good firms are financed.
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-farboodi.pdf

Credit, Money, Interest and Prices

26 Nov 2018 Research Workshop PDF 1403KB
In Buera and Nicolinni (2016), the identity between borrowers and lenders is determined by a thresholdinterest rate.
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-bigio.pdf

Mortgage Prepayment and Path-Dependent Effects of Monetary Policy∗ David ...

20 Nov 2018 Research Workshop PDF 691KB
When interest rates decline, wealthy net-lender households face lower returns on their netwealth while poor net-borrower households free up money if they can refinance into a lower mortgagerate. ... Using a common mt abstracts from variation across
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-berger.pdf

Competition in the Australian Financial System - March 2018

21 Mar 2018 Submissions PDF 503KB
Supplementary Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system-2018-03/pdf/supplementary-submission-to-productivity-commission-march-2018.pdf

Exchange Rate Policies at the Zero Lower Bound

4 Jan 2018 Research Workshop PDF 1012KB
https://www.rba.gov.au/publications/workshops/research/2017/pdf/rba-workshop-2017-javier-bianchi.pdf