Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
Search Results
The Global and Macro-financial Environment
6 Oct 2023
FSR
– October 2023
The Global and Macro-financial Environment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/global-financial-environment.html
Box B: Arrears and Repossessions
10 Sep 2007
FSR
– September 2007
For some borrowers who cannot rectify their repayment difficulties, one possibility is to refinance their loan, often with a non-conforming lender. ... A judgement in the lender's favour does not, however, entitle the lender to evict the borrower.
https://www.rba.gov.au/publications/fsr/2007/sep/box-b.html
The Global and Macro-financial Environment
22 Mar 2024
FSR
– March 2024
The Global and Macro-financial Environment | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/the-global-and-macro-financial-environment.html
Box B: Interest-only Mortgage Lending
10 Feb 2020
FSR
- April 2017
PDF
591KB
https://www.rba.gov.au/publications/fsr/2017/apr/pdf/box-b.pdf
Fee Income | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…
30 Nov 2010
Submissions
Recently there has been consideration of lenders' exit fees, including early termination fees. ... ASIC research from 2008 suggests that non-ADI lenders (such as mortgage originators) charged the highest average exit fees on a standard sized
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/fee-income.html
Box E: The 2018 Financial Sector Assessment Program (FSAP) Review of Australia
12 Apr 2019
FSR
– April 2019
The IMF further recommended that APRA draw up advance plans for the use of its new powers regarding lenders that are not ADIs. ... The IMF noted that the market share of non-ADI lenders was increasing.
https://www.rba.gov.au/publications/fsr/2019/apr/box-e.html
Overview
25 Apr 2023
FSR
- April 2023
PDF
145KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/overview.pdf
Box C: Risks in High-density Apartment Markets
12 Apr 2019
FSR
– April 2019
Foreign buyers have generally had more difficulty accessing finance and have reportedly needed to rely more on non-bank sources of finance (from offshore as well as Australian lenders). ... With the banks tightening their lending standards to developers,
https://www.rba.gov.au/publications/fsr/2019/apr/box-c.html
Assessing the Effects of Housing Lending Policy Measures
20 Oct 2018
FSR
– October 2018
The policy measures have required some borrowers and lenders to adjust their behaviour. ... Because of the many differing components of the tightening in lending standards, and that their impact depends on previous lender practices (which differed
https://www.rba.gov.au/publications/fsr/2018/oct/assessing-effects-housing-lending-policy-measures.html
Box B: Interest-only Mortgage Lending
21 Apr 2017
FSR
– April 2017
In recognition of the higher risks associated with IO loans, some lenders have introduced premiums on advertised interest rates for IO loans. ... which requires that lenders make loans that consumers will be able to repay without undue hardship.
https://www.rba.gov.au/publications/fsr/2017/apr/box-b.html