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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Resilience of the Australian Financial System

6 Oct 2023 FSR – October 2023
Resilience of the Australian Financial System | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/australian-financial-system.html

Box C: Lenders Mortgage Insurance

10 Sep 2013 FSR – September 2013
Financial Stability Review – September 2013 Box C: Lenders Mortgage Insurance. Mortgage insurance is a specialist type of insurance that protects the mortgage lender in the event that a borrower cannot repay ... In Australia, mortgage insurance is
https://www.rba.gov.au/publications/fsr/2013/sep/box-c.html

RBA Measuring Credit

10 Sep 2009 Bulletin – September 2009
Laura Berger-Thomson and Paul Bloxham
traditional lender and whether it remains on the balance sheet of the lending institution or is securitised and on-sold to the non-financial sector. ... markets. The market share of these lenders has fallen significantly, with banks gaining market share.
https://www.rba.gov.au/publications/bulletin/2009/sep/3.html

Bulletin

18 Apr 2024 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/

Theoretical Approaches to Lender-of-last-resort Policy

31 Dec 2001 RDP 2001-07
Bryan Fitz-Gibbon and Marianne Gizycki
A lender-of-last-resort facility, however, involves some costs, particularly moral hazard costs. ... Bagehot advocated that, in operating a lender-of-last-resort facility, a central bank should:.
https://www.rba.gov.au/publications/rdp/2001/2001-07/theoretical-approaches-to-lender-of-last-resort-policy.html
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Did a Lender's Take-up of the TFF Affect Their Business Lending?

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
We also address the endogeneity issue by instrumenting participation in the TFF with a lender's eligibility to access the TFF, using our full sample of bank and non-bank lenders. ... We also instrument participation in the TFF with a lender's eligibility
https://www.rba.gov.au/publications/rdp/2022/2022-07/did-a-lenders-take-up-of-the-tff-affect-their-business-lending.html
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Syndicated Lending

15 Jun 2023 Bulletin – June 2023
Qiang Liu
Syndicated lending involves a group of lenders providing a single loan to one borrower.
https://www.rba.gov.au/publications/bulletin/2023/jun/syndicated-lending.html

The Chinese Interbank Repo Market

15 Jun 2017 Bulletin – June 2017
Ross Kendall and Jonathan Lees
The market for repurchase agreements (repos) is an important source of short-term funding for financial institutions operating in China. This article outlines the key features of Chinese repo markets, focusing on the interbank market, before
https://www.rba.gov.au/publications/bulletin/2017/jun/9.html

The Australian Financial System

9 Oct 2020 FSR – October 2020
In response to the associated uncertainty about the future availability of funding, many non-bank lenders actively slowed their lending. ... This improvement in funding availability has allowed non-bank lenders to start pricing loans more competitively.
https://www.rba.gov.au/publications/fsr/2020/oct/australian-financial-system.html

Access to Small Business Finance

20 Sep 2018 Bulletin – September 2018
Ellis Connolly and Joel Bank
The Reserve Bank has conducted additional outreach this year to hear a broad range of perspectives on small business finance.
https://www.rba.gov.au/publications/bulletin/2018/sep/access-to-small-business-finance.html