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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Fee Income | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…

30 Nov 2010 Submissions
Recently there has been consideration of lenders' exit fees, including early termination fees. ... ASIC research from 2008 suggests that non-ADI lenders (such as mortgage originators) charged the highest average exit fees on a standard sized
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/fee-income.html

2.2 Operations in Financial Markets

19 Oct 2023 RBA Annual Report – October 2023
Operations in Financial Markets | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/operations-in-financial-markets.html

2.1 Annual Performance Statement for 2022/23

19 Oct 2023 RBA Annual Report – October 2023
Annual Performance Statement for 2022/23 | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/annual-performance-statement.html

Housing Finance | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial Sector |…

10 Jul 2008 Submissions
Many new lenders have entered the market, the range and flexibility of products has expanded, and margins have narrowed. ... These longer-term trends have been influenced by changes in the funding costs of the different types of lenders.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/housing-finance.html

Reserve Bank of Australia Annual Report 2023

1 May 2024 RBA Annual Report - 2023 PDF 9575KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/rba-annual-report-2023.pdf

Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions

14 Jun 2023 Submissions
vulnerable clients providing log-in details to payday lenders, only to have the payday lender use the log-in details later to identify when a consumer is getting low on cash
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html

Economic Survey

9 Mar 2023 RBA Annual Report – 1960
60 as a whole the volume of funds channelled into new housing by these lenders was materially greater than in earlier years. ... A range of institutions participates with banks in the general task of collecting funds from lenders and distributing funds
https://www.rba.gov.au/publications/annual-reports/rba/1960/economic-survey.html

Economic Survey

9 Mar 2023 RBA Annual Report – 1961
Fixed interest borrowings became more difficult, even at increased interest rates, and lenders began to seek redemption of a much higher proportion of maturing private short term liabilities. ... Over this period, lenders paid much closer attention to
https://www.rba.gov.au/publications/annual-reports/rba/1961/economic-survey.html

Financial System Surveillance

9 Mar 2023 RBA Annual Report – 1989
All groups of lenders increased their provisions for bad and doubtful debts, some by substantial amounts. ... Several money market corporations and associated companies failed during the year; lenders, including banks, have had to absorb losses as a
https://www.rba.gov.au/publications/annual-reports/rba/1989/fin-sys-surveillance.html

Financial System Stability

2 Sep 2003 RBA Annual Report – 2003
The rate of arrears on non-conforming loans appears to be much higher than the rate on housing lending by traditional lenders. ... Banks fund some of the origination and warehousing of these mortgages prior to securitisation and so carry some exposure to
https://www.rba.gov.au/publications/annual-reports/rba/2003/fin-sys-stability.html