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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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The Household Cash Flow Channel of Monetary Policy

16 Dec 2016 RDP 2016-12
Gianni La Cava, Helen Hughson and Greg Kaplan
This is consistent with a ‘lender’ cash flow channel. Overall, the borrower channel is a stronger channel of monetary transmission than the lender channel, such that lower interest rates will typically
https://www.rba.gov.au/publications/rdp/2016/2016-12.html
See 8 more results from "RDP 2016-12"

Changes to Statistical Tables

14 Mar 2024 Statistics
Warehouse trusts are revolving credit facilities used by non-bank lenders to fund the origination of loans. ... Personal Lending Rates – F8. Due to the holiday period, lenders' interest rates (Tables F6 and F7) and Table F8 will be published a few
https://www.rba.gov.au/statistics/tables/changes-to-tables.html

Domestic Financial Conditions

27 Nov 2018 SMP – November 2018
with a different lender or renegotiated the rate of their existing loan with their current lender. ... Several smaller lenders that raised their SVRs in recent months also decreased their advertised variable rates for new loans.
https://www.rba.gov.au/publications/smp/2018/nov/domestic-financial-conditions.html

Developing Housing Finance Systems | Conference – 2012

20 Aug 2012 Conferences
Francis E Warnock and Veronica Cacdac
5.4. 12.4. 8.3. Legal Rights for Borrowers and Lenders. 7.2. 5.5. ... of fixed- or variable-rate mortgages in any economy owes to lender or borrower preferences.
https://www.rba.gov.au/publications/confs/2012/warnock-warnock.html

Resilience of Australian Households and Businesses

6 Oct 2023 FSR – October 2023
Resilience of Australian Households and Businesses | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/household-business-finances-in-australia.html

Australian Securitisation Markets: Responding to Change

21 Nov 2023 Speech
Carl Schwartz
Speech delivered by Carl Schwartz, Acting Head of Domestic Markets, Australian Securitisation Conference 2023, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-11-21.html

March | 2023

16 Mar 2023 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/mar/

The Australian Financial System

8 Oct 2021 FSR – October 2021
Graph 3.9. The profitability of lenders mortgage insurers (LMIs) has also increased, underpinned by Australian Government stimulus payments to households and a resilient housing market. ... If the trustee defaults on the loan, the lender's rights are
https://www.rba.gov.au/publications/fsr/2021/oct/australian-financial-system.html

Domestic Financial Conditions

8 Nov 2019 SMP – November 2019
Lenders decreased their SVRs for investor interest-only (IO) loans by more than for other types of housing loans. ... Furthermore, competition for these borrowers also means that well-informed households with existing loans have been approaching their
https://www.rba.gov.au/publications/smp/2019/nov/domestic-financial-conditions.html

2.2 Operations in Financial Markets

19 Oct 2023 RBA Annual Report – October 2023
Operations in Financial Markets | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/operations-in-financial-markets.html