Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
Search Results
Overview
6 Apr 2023
FSR
– April 2023
Overview | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/overview.html
Household and Business Finances in Australia
9 Oct 2020
FSR
– October 2020
Most have withstood the economic contraction so far, with the support of government initiatives and private lenders. ... Large and sustained price falls could lead to losses for borrowers and lenders.
https://www.rba.gov.au/publications/fsr/2020/oct/household-business-finances-in-australia.html
Box D: The Characteristics of Loans Originated by Mortgage Brokers
10 Sep 2004
FSR
– September 2004
Most Australians approach a lender directly when they wish to take out a home loan. ... The characteristics of loans originated by brokers are similar to lender-originated loans in many respects.
https://www.rba.gov.au/publications/fsr/2004/sep/box-d.html
Box B: Developments in the Low-doc Loan Market
10 Sep 2005
FSR
– September 2005
Lenders have also increased the maximum size of low-doc loans that they are willing to provide. ... As competition has picked up, lenders have also increased the maximum loan-to-valuation ratios (LVR) they allow on low-doc loans.
https://www.rba.gov.au/publications/fsr/2005/sep/box-b.html
The Australian Financial System
8 Apr 2022
FSR
– April 2022
This increase in buffer can flow through to the lending measures of non-bank lenders. ... Graph 3.10. Lenders mortgage insurers' (LMIs) profits have increased to be around pre-pandemic levels.
https://www.rba.gov.au/publications/fsr/2022/apr/australian-financial-system.html
Domestic Regulatory Developments
6 Apr 2023
FSR
– April 2023
Domestic Regulatory Developments | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/regulatory-developments.html
The Global Financial Environment
6 Apr 2023
FSR
– April 2023
The Global Financial Environment | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/global-financial-environment.html
Assessing the Effects of Housing Lending Policy Measures
20 Oct 2018
FSR
– October 2018
The policy measures have required some borrowers and lenders to adjust their behaviour. ... Because of the many differing components of the tightening in lending standards, and that their impact depends on previous lender practices (which differed
https://www.rba.gov.au/publications/fsr/2018/oct/assessing-effects-housing-lending-policy-measures.html
Box B: Variable Interest Rates on Housing Loans
10 Mar 2005
FSR
– March 2005
than this rate; the weighted-average rate paid by new borrowers is now almost 50 basis points below the standard indicator rate quoted by lenders (Through to mid 2001, the ... More generally, the growth of mortgage brokers, which market loans for a wide
https://www.rba.gov.au/publications/fsr/2005/mar/box-b.html
Box A: Developments in the US Sub-prime Mortgage Market
10 Mar 2007
FSR
– March 2007
Lenders have been able to finance much of this lending through the securitisation market. ... The increase in delinquencies on sub-prime loans is causing significant difficulties for many sub-prime lenders.
https://www.rba.gov.au/publications/fsr/2007/mar/box-a.html