Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
Search Results
List of tables
10 Mar 2006
FSR
– March 2006
Margin loans feature in both revolving and fixed credit owing to differences in reporting across lenders.
https://www.rba.gov.au/publications/fsr/2006/mar/tables.html
Box E: The 2018 Financial Sector Assessment Program (FSAP) Review of Australia
12 Apr 2019
FSR
– April 2019
The IMF further recommended that APRA draw up advance plans for the use of its new powers regarding lenders that are not ADIs. ... The IMF noted that the market share of non-ADI lenders was increasing.
https://www.rba.gov.au/publications/fsr/2019/apr/box-e.html
Domestic Regulatory Developments
8 Apr 2021
FSR
– April 2021
The fund has made targeted investments in term securitisations and warehouse facilities to support funding markets used by non-bank lenders. ... More generally, the Reserve Bank's monetary policy actions have reduced funding costs, including for non-bank
https://www.rba.gov.au/publications/fsr/2021/apr/regulatory-developments.html
Household and Business Finances in Australia
8 Apr 2021
FSR
– April 2021
As a result, lenders' non-performing loan ratios are expected to rise modestly from low levels. ... As a result, a larger share of borrowers could sell their property and extinguish their debt if they experienced repayment difficulties, reducing
https://www.rba.gov.au/publications/fsr/2021/apr/household-business-finances.html
Box A: Risks in Non-bank Lending in India
12 Apr 2019
FSR
– April 2019
Non-bank lenders provide a source of competition in the financial sector, and diversify risks away from banks. ... Non-bank lenders have assets equivalent to around 20 per cent of the financial system.
https://www.rba.gov.au/publications/fsr/2019/apr/box-a.html
Financial Stability Review – September 2013
25 Sep 2013
FSR
Financial Stability Review September 2013. Download the complete Review 1.6. MB. 843. KB. 1.1. MB. 794. KB. 807. KB. 478. KB. 588. KB. 573. KB. 606. KB. 700. KB. The material in this. Financial Stability Review. was finalised on 24 September 2013.
https://www.rba.gov.au/publications/fsr/2013/sep/
List of tables
10 Sep 2013
FSR
– September 2013
d) Smaller lenders have lower capital requirements on insured mortgages. Sources: Joint Forum; RBA; national sources.
https://www.rba.gov.au/publications/fsr/2013/sep/tables.html
Box B: Households' Investment Property Exposures: Insights from Tax Data
20 Oct 2017
FSR
– October 2017
Some characteristics suggest that investor loans might have lower risk for the lender. ... Credit risk to lenders. Because interest expenses on investment properties are tax deductible, investors have less incentive than owner-occupiers to pay down their
https://www.rba.gov.au/publications/fsr/2017/oct/box-b.html
Overview
7 Oct 2022
FSR
– October 2022
This is likely to lead to a turn in the credit cycle, including for lenders in Australia, following a period of very low loan arrears. ... However, in some economies, a turn in the credit cycle could test the resilience of some lenders (including smaller
https://www.rba.gov.au/publications/fsr/2022/oct/overview.html
5.4 Focus Topic: Interest Rate Risk
6 Oct 2023
FSR
– October 2023
5.4 Focus Topic: Interest Rate Risk | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-interest-rate-risk.html