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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Statement on Monetary Policy - May 2024

8 May 2024 SMP - May 2024 PDF 3509KB
https://www.rba.gov.au/publications/smp/2024/may/pdf/statement-on-monetary-policy-2024-05.pdf

Overview

6 Feb 2020 SMP – February 2020
Interest rates faced by both borrowers and lenders are now at very low levels.
https://www.rba.gov.au/publications/smp/2020/feb/overview.html

Domestic Financial Conditions

9 Feb 2023 SMP - February 2023 PDF 2651KB
https://www.rba.gov.au/publications/smp/2023/feb/pdf/03-domestic-financial-conditions.pdf

Box A: The Chinese Residential Property Market

7 Aug 2014 SMP - August 2014 PDF 643KB
https://www.rba.gov.au/publications/smp/2014/aug/pdf/box-a.pdf

Introduction

10 Feb 2008 SMP – February 2008
In addition to passing on the recent increases in the cash rate, lenders have raised the interest rates on their loan products in response to higher wholesale funding costs. ... It remains to be seen how far funding difficulties in wholesale markets will
https://www.rba.gov.au/publications/smp/2008/feb/intro.html

Domestic Financial Conditions

10 Feb 2019 SMP – February 2019
or convince their existing lender to lower the rate that they are paying. ... These lenders are among those that are offering the most competitive interest rates for new investor loans.
https://www.rba.gov.au/publications/smp/2019/feb/domestic-financial-conditions.html

Overview Economic developments continue to be driven by the ...

5 Nov 2020 SMP PDF 177KB
lenders that expand their business lending. ... The TFF offers low-cost funding to lenders to support the provision of credit.
https://www.rba.gov.au/publications/smp/2020/nov/pdf/00-overview.pdf

Overview

10 Aug 2018 SMP – August 2018
Lenders continue to compete strongly for low-risk borrowers. Although a few lenders have increased advertised mortgage rates recently, citing the increase in money market rates, others have announced rate reductions
https://www.rba.gov.au/publications/smp/2018/aug/overview.html

Domestic Financial Conditions

6 May 2021 SMP – May 2021
While non-major bank lenders have gained most market share since then, non-bank lenders' market share has surpassed its recent peak of mid 2020. ... economies. Australia was a net lender of capital in 2020 with capital outflows exceeding capital inflows.
https://www.rba.gov.au/publications/smp/2021/may/domestic-financial-conditions.html

Overview

10 Aug 2017 SMP – August 2017
The composition of that debt is changing, however, as lenders respond to regulators' recent measures to contain risks in the mortgage market.
https://www.rba.gov.au/publications/smp/2017/aug/overview.html