Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Semi-Annual Statement on Monetary Policy
31 Jul 2003
SMP
PDF
24KB
These are a form of collaterised loan,on which the lender takes a margin or‘haircut’ to protect itself against adversemovements in the price of the securities usedas collateral. ... Lenders reacted by calling inincreased margins, and the
https://www.rba.gov.au/publications/smp/1998/nov/pdf/box-b.pdf
Box B: An International Comparison of Pass-through of Policy Rate Changes to Housing Loan Rates
5 Feb 2009
SMP
- February 2009
PDF
189KB
https://www.rba.gov.au/publications/smp/2009/feb/pdf/box-b.pdf
Box B: An International Comparison of Pass-through of Policy Rate Changes to Housing Loan Rates
10 Feb 2009
SMP
– February 2009
Rates on new variable rate loans have fallen by 150–230 basis points, compared with a 375 basis point reduction in the Bank of England's Bank Rate, as lenders have ... Even on tracker loans, where the pass-through of changes in the bank rate should be
https://www.rba.gov.au/publications/smp/2009/feb/box-b.html
Statement on Monetary Policy
6 Dec 2023
SMP
- August 2023
PDF
9542KB
https://www.rba.gov.au/publications/smp/2023/aug/pdf/statement-on-monetary-policy-2023-08.pdf
Domestic Financial Conditions
5 Nov 2020
SMP
– November 2020
While refinancing activity has declined since its peak in May, competition for borrowers is ongoing, with some lenders continuing to offer cash rebates to refinance from another lender. ... The proposed changes to responsible lending obligations would,
https://www.rba.gov.au/publications/smp/2020/nov/domestic-financial-conditions.html
Statement on Monetary Policy
20 Nov 2023
SMP
- November 2023
PDF
9530KB
https://www.rba.gov.au/publications/smp/2023/nov/pdf/statement-on-monetary-policy-2023-11.pdf
Statement on Monetary Policy
6 Feb 2024
SMP
- February 2024
PDF
4547KB
https://www.rba.gov.au/publications/smp/2024/feb/pdf/statement-on-monetary-policy-2024-02.pdf
Domestic Financial Conditions
10 Feb 2020
SMP
- August 2018
PDF
2043KB
https://www.rba.gov.au/publications/smp/2018/aug/pdf/03-domestic-financial-conditions.pdf
Domestic Financial Conditions
5 May 2023
SMP
- May 2023
PDF
2572KB
https://www.rba.gov.au/publications/smp/2023/may/pdf/03-domestic-financial-conditions.pdf
Statement on Monetary Policy
30 Jul 2003
SMP
PDF
45KB
through time.For example, a borrower redrawing a housingloan to purchase a car does not need to notifythe lender of the purpose of the redraw, andhence the funds accessed will generally
https://www.rba.gov.au/publications/smp/2002/aug/pdf/box-a.pdf