Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Box D: Non-bank Lending for Property
12 Apr 2019
FSR
– April 2019
Non-bank lenders perform similar functions to banks and lend to a wide range of borrowers. ... Non-bank lenders are prohibited from accepting deposits, and are therefore not prudentially regulated.
https://www.rba.gov.au/publications/fsr/2019/apr/box-d.html
Domestic Regulatory Developments
8 Apr 2021
FSR
– April 2021
The fund has made targeted investments in term securitisations and warehouse facilities to support funding markets used by non-bank lenders. ... More generally, the Reserve Bank's monetary policy actions have reduced funding costs, including for non-bank
https://www.rba.gov.au/publications/fsr/2021/apr/regulatory-developments.html
Box C: Non-conforming Housing Loans
10 Mar 2005
FSR
– March 2005
with other lenders and have subsequently refinanced with a non-conforming lender. ... For this reason, and the fact that originating a non-conforming loan is a relatively labour intensive and costly exercise for the lender, non-conforming lenders charge
https://www.rba.gov.au/publications/fsr/2005/mar/box-c.html
FSR March 2007 List of tables
10 Mar 2007
FSR
– March 2007
Margin loans feature in both revolving and fixed credit owing to differences in reporting across lenders.
https://www.rba.gov.au/publications/fsr/2007/mar/tables.html
3. Resilience of the Australian Financial System
9 Oct 2023
FSR
- October 2023
PDF
607KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/03-australian-financial-system.pdf
Box A: Risks in Non-bank Lending in India
12 Apr 2019
FSR
– April 2019
Non-bank lenders provide a source of competition in the financial sector, and diversify risks away from banks. ... Non-bank lenders have assets equivalent to around 20 per cent of the financial system.
https://www.rba.gov.au/publications/fsr/2019/apr/box-a.html
List of tables
10 Mar 2006
FSR
– March 2006
Margin loans feature in both revolving and fixed credit owing to differences in reporting across lenders.
https://www.rba.gov.au/publications/fsr/2006/mar/tables.html
Household Leveraging and Deleveraging
13 Dec 2012
Research Workshop
PDF
718KB
Reserve Bank of Australia Workshop 2012
https://www.rba.gov.au/publications/workshops/research/2012/pdf/primiceri.pdf
4. Domestic Regulatory Developments
9 Oct 2023
FSR
- October 2023
PDF
147KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/04-regulatory-developments.pdf
5.4 Focus Topic: Interest Rate Risk
6 Oct 2023
FSR
– October 2023
5.4 Focus Topic: Interest Rate Risk | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-interest-rate-risk.html