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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Box D: Non-bank Lending for Property

12 Apr 2019 FSR – April 2019
Non-bank lenders perform similar functions to banks and lend to a wide range of borrowers. ... Non-bank lenders are prohibited from accepting deposits, and are therefore not prudentially regulated.
https://www.rba.gov.au/publications/fsr/2019/apr/box-d.html

Domestic Regulatory Developments

8 Apr 2021 FSR – April 2021
The fund has made targeted investments in term securitisations and warehouse facilities to support funding markets used by non-bank lenders. ... More generally, the Reserve Bank's monetary policy actions have reduced funding costs, including for non-bank
https://www.rba.gov.au/publications/fsr/2021/apr/regulatory-developments.html

Box C: Non-conforming Housing Loans

10 Mar 2005 FSR – March 2005
with other lenders and have subsequently refinanced with a non-conforming lender. ... For this reason, and the fact that originating a non-conforming loan is a relatively labour intensive and costly exercise for the lender, non-conforming lenders charge
https://www.rba.gov.au/publications/fsr/2005/mar/box-c.html

FSR March 2007 List of tables

10 Mar 2007 FSR – March 2007
Margin loans feature in both revolving and fixed credit owing to differences in reporting across lenders.
https://www.rba.gov.au/publications/fsr/2007/mar/tables.html

3. Resilience of the Australian Financial System

9 Oct 2023 FSR - October 2023 PDF 607KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/03-australian-financial-system.pdf

Box A: Risks in Non-bank Lending in India

12 Apr 2019 FSR – April 2019
Non-bank lenders provide a source of competition in the financial sector, and diversify risks away from banks. ... Non-bank lenders have assets equivalent to around 20 per cent of the financial system.
https://www.rba.gov.au/publications/fsr/2019/apr/box-a.html

List of tables

10 Mar 2006 FSR – March 2006
Margin loans feature in both revolving and fixed credit owing to differences in reporting across lenders.
https://www.rba.gov.au/publications/fsr/2006/mar/tables.html

Household Leveraging and Deleveraging

13 Dec 2012 Research Workshop PDF 718KB
Reserve Bank of Australia Workshop 2012
https://www.rba.gov.au/publications/workshops/research/2012/pdf/primiceri.pdf

4. Domestic Regulatory Developments

9 Oct 2023 FSR - October 2023 PDF 147KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/04-regulatory-developments.pdf

5.4 Focus Topic: Interest Rate Risk

6 Oct 2023 FSR – October 2023
5.4 Focus Topic: Interest Rate Risk | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-interest-rate-risk.html