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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Monetary Policy and Financial Developments

26 Jun 2023 RBA Annual Report – 1977
Their attention was drawn to the advantages of a steady and sustainable rate of lending to the housing industry and for lenders themselves. ... constraint, the Bank was concerned that there should not be a general upsurge in the level of housing lending,
https://www.rba.gov.au/publications/annual-reports/rba/1977/monetary-policy-and-financial-developments.html

Reserve Bank of Australia Annual Report 2023

16 Oct 2023 RBA Annual Report - 2023 PDF 801KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/operations-in-financial-markets.pdf

Financial Markets in 1978/79

20 Jun 2023 RBA Annual Report – 1979
As with official debt, it appeared that interest rates offered had been reduced to levels lower than lenders, with expectations changed, would accept for new funds; in the second half of ... PIBA refinances loans (with terms of eight to thirty years),
https://www.rba.gov.au/publications/annual-reports/rba/1979/fin-markets.html

The Australian Economy

24 Jul 2023 RBA Annual Report – 1975
Fixed interest issues by non-finance companies were subdued in July/August 1974; with financial conditions very tight lenders were showing a preference for shorter term claims.
https://www.rba.gov.au/publications/annual-reports/rba/1975/australian-economy.html

Economic Developments Abroad

24 Jul 2023 RBA Annual Report – 1975
1974 Facility; by early June lenders had contributed SDR 2.9 billion.
https://www.rba.gov.au/publications/annual-reports/rba/1975/economic-developments-abroad.html

RBA Annual Report - Financial System Stability

3 Sep 2003 Annual Report PDF 430KB
slippages in property lending processes. If default rates were to rise, lenders have two. ... increasing sharply – precisely when lenders most. need the protection afforded by their mortgage.
https://www.rba.gov.au/publications/annual-reports/rba/2003/pdf/fin-sys-stability.pdf

The Economy and Economic Policies in 1976/77

26 Jun 2023 RBA Annual Report – 1977
Steps were taken in the closing months to ensure that lenders were not inhibited by official constraints from providing adequate finance. ... In these discussions, the Bank indicated that some growth was expected in the aggregate level of lending for new
https://www.rba.gov.au/publications/annual-reports/rba/1977/eco-eco-policies.html

The Reserve Bank and Economic Policy in 1978/79

20 Jun 2023 RBA Annual Report – 1979
In the second half of the year the Bank initiated moves to have some of the Australian Wheat Board's financing requirements diverted from the Rural Credits Department to private lenders. ... Lending levels would, of course, remain subject to lenders' own
https://www.rba.gov.au/publications/annual-reports/rba/1979/res-bank-eco-policy.html

Financial Markets | Reserve Bank of Australia Annual Report - 1993

30 Jun 1993 Annual Report
year, to 9.5 per cent, most major lenders offered much lower interest rates to new borrowers for the first 6 or 12 months of their loans. ... Some lenders also offered to discount loan application fees. This competition, combined with relatively stable
https://www.rba.gov.au/publications/annual-reports/rba/1993/fin-markets.html

Reserve Bank of Australia Annual Report 2020 - Annual Performance Statement for 2019/20

14 Oct 2020 Annual Report PDF 466KB
More generally, the broader operating environment also benefited from the regulators’ actions, such as waiving some regulatory requirements on lenders, and lenders in turn supporting their borrowers. ... Lenders have also taken steps to ease loan
https://www.rba.gov.au/publications/annual-reports/rba/2020/pdf/annual-performance-statement.pdf