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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Box B: Interest-only Mortgage Lending

21 Apr 2017 FSR – April 2017
In recognition of the higher risks associated with IO loans, some lenders have introduced premiums on advertised interest rates for IO loans. ... which requires that lenders make loans that consumers will be able to repay without undue hardship.
https://www.rba.gov.au/publications/fsr/2017/apr/box-b.html

FSR March 2007 List of tables

10 Mar 2007 FSR – March 2007
Margin loans feature in both revolving and fixed credit owing to differences in reporting across lenders.
https://www.rba.gov.au/publications/fsr/2007/mar/tables.html

Household and Business Finances in Australia

8 Apr 2021 FSR – April 2021
As a result, lenders' non-performing loan ratios are expected to rise modestly from low levels. ... As a result, a larger share of borrowers could sell their property and extinguish their debt if they experienced repayment difficulties, reducing
https://www.rba.gov.au/publications/fsr/2021/apr/household-business-finances.html

Box D: Non-bank Lending for Property

12 Apr 2019 FSR – April 2019
Non-bank lenders perform similar functions to banks and lend to a wide range of borrowers. ... Non-bank lenders are prohibited from accepting deposits, and are therefore not prudentially regulated.
https://www.rba.gov.au/publications/fsr/2019/apr/box-d.html

Domestic Regulatory Developments

8 Apr 2021 FSR – April 2021
The fund has made targeted investments in term securitisations and warehouse facilities to support funding markets used by non-bank lenders. ... More generally, the Reserve Bank's monetary policy actions have reduced funding costs, including for non-bank
https://www.rba.gov.au/publications/fsr/2021/apr/regulatory-developments.html

Box C: Non-conforming Housing Loans

10 Mar 2005 FSR – March 2005
with other lenders and have subsequently refinanced with a non-conforming lender. ... For this reason, and the fact that originating a non-conforming loan is a relatively labour intensive and costly exercise for the lender, non-conforming lenders charge
https://www.rba.gov.au/publications/fsr/2005/mar/box-c.html

4. Domestic Regulatory Developments

9 Oct 2023 FSR - October 2023 PDF 147KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/04-regulatory-developments.pdf

Reserve Bank of Australia Annual Report 2023

1 May 2024 RBA Annual Report - 2023 PDF 9575KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/rba-annual-report-2023.pdf

3. Resilience of the Australian Financial System

9 Oct 2023 FSR - October 2023 PDF 607KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/03-australian-financial-system.pdf

List of tables

10 Mar 2006 FSR – March 2006
Margin loans feature in both revolving and fixed credit owing to differences in reporting across lenders.
https://www.rba.gov.au/publications/fsr/2006/mar/tables.html