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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Proposed Clearing Regime Design and Application | Central Clearing of OTC Derivatives in Australia June 2011 | Consultations

7 Jun 2011 Consultations
This reflects the following considerations:. this market is fundamental to domestic funding markets and the hedging of interest rate risk among Australian borrowers and lenders, and therefore the stability and efficiency
https://www.rba.gov.au/publications/consultations/201106-otc-derivatives/proposed-clearing-regime-design.html

Financial Intermediation | Reserve Bank of Australia Annual Report - 1994

30 Jun 1994 Annual Report
are lower) and if some lenders were moved to compete more directly on the variable rate itself. ... For variable-rate housing loans, all the major lenders have charged 8.75 per cent.
https://www.rba.gov.au/publications/annual-reports/rba/1994/fin-intermediation.html

The World Economy and the Australian Balance of Payments

22 Jun 2023 RBA Annual Report – 1977
An international consensus has recently developed that, in future, more emphasis should be given to the role of the IMF, possibly with some collaboration with private lenders, in the financing process.
https://www.rba.gov.au/publications/annual-reports/rba/1977/world-economy-and-the-aus-balance-of-payments.html

Financial Markets | Reserve Bank of Australia Annual Report - 1996

31 Dec 1996 Annual Report
One example is in the housing market. Lower inflation, with lower interest rates and a normal (ie upward sloping) yield curve, has opened the way for new lenders, such as mortgage ... managers, to compete strongly with traditional lenders such as banks.
https://www.rba.gov.au/publications/annual-reports/rba/1996/fin-markets.html

Governor's Foreword

30 Jun 1998 RBA Annual Report – 1998
system. This follows necessarily from our central role in the payments system, and our unique capacity to act as lender of last resort.
https://www.rba.gov.au/publications/annual-reports/rba/1998/gov-foreword.html

Economic Developments | Reserve Bank of Australia Annual Report - 1986

30 Jun 1986 Annual Report
Market interest rates were above the interest rate ceilings set on housing loans from traditional housing lenders under formal or informal arrangements. ... Housing lenders found it difficult to compete for funds to lend within these ceilings.
https://www.rba.gov.au/publications/annual-reports/rba/1986/economic-developments.html

Annual Report-1966-Public Statements

31 Dec 1966 Annual Report
fixed rates, instead of dividends and the Australian lenders have no standing in the management of the enterprise.
https://www.rba.gov.au/publications/annual-reports/rba/1966/public-statements.html

The Bank's Policies | Reserve Bank of Australia Annual Report - 1986

30 Jun 1986 Annual Report
Unsophisticated and ill-advised borrowers and lenders may fail to see the same risk as the market does. ... Even relatively sophisticated borrowers and lenders may persuade themselves at times to set aside exchange risk as something to face up to in the
https://www.rba.gov.au/publications/annual-reports/rba/1986/bank-policies.html

Annual Report-1965-Monetary Policy

31 Dec 1965 Annual Report
with other groups of lenders, action to bring about higher interest rates and security yields, and open market operations. ... Whereas previously the Bank had issued safe custody receipts in the names of individual lenders, it now issues bearer safe
https://www.rba.gov.au/publications/annual-reports/rba/1965/monetary-policy.html

Financial Intermediation | Reserve Bank of Australia Annual Report - 1984

30 Jun 1984 Annual Report
Competition among lenders also led banks to lower their commitment fees, which encouraged borrowers to take on overdraft and bill facilities, often split between banks. ... The changing relativities provided strong incentives for lenders and borrowers to
https://www.rba.gov.au/publications/annual-reports/rba/1984/fin-intermediation.html