Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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June | 2023
15 Jun 2023
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/jun/
Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions
8 May 2024
Submissions
vulnerable clients providing log-in details to payday lenders, only to have the payday lender use the log-in details later to identify when a consumer is getting low on cash
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html
2.2 Operations in Financial Markets
19 Oct 2023
RBA Annual Report
– October 2023
Operations in Financial Markets | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/operations-in-financial-markets.html
The Role of Collateral in Borrowing
20 Jan 2021
RDP
2021-01
Controlling for lender behaviour is important because matching between borrowers and lenders is endogenous. ... 0. 0.36. 1.69. 0.50. Panel C: Number of unique lenders (borrowers) to each borrower (lender) across sample.
https://www.rba.gov.au/publications/rdp/2021/2021-01/full.html
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Updates to Australia's Financial Aggregates - Appendix
21 Mar 2019
Bulletin
– March 2019
The financial aggregates for Australia are important data compiled by the Reserve Bank that are used by policymakers to assess financial and economic activity of households and companies.
https://www.rba.gov.au/publications/bulletin/2019/mar/updates-to-australias-financial-aggregates_appendix.html
Domestic Financial Conditions
9 Aug 2019
SMP
– August 2019
Consistent with this, liaison with the major banks, mortgage brokers and non-ADI lenders indicates that competition for high-quality borrowers remains strong. ... However, consistent with the increase in loan approvals in June, in liaison some lenders
https://www.rba.gov.au/publications/smp/2019/aug/domestic-financial-conditions.html
Identifying Repo Market Microstructure from Securities Transactions Data
13 Aug 2018
RDP
PDF
2622KB
collateral, whereas if an unsecured borrower defaults, the lender joins other unsecured creditors. ... lender for each transaction, potentially revealing whether position changes are supply or demand.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-09.pdf
Domestic Financial Conditions
5 Nov 2021
SMP
– November 2021
Graph 3.27. In early October, in response to risks associated with high and rising household indebtedness, APRA increased the serviceability assessment rate that it expects lenders to use to assess ... Banks have indicated in liaison that they are
https://www.rba.gov.au/publications/smp/2021/nov/domestic-financial-conditions.html
Domestic Financial Conditions
8 May 2020
SMP
– May 2020
Only a few lenders decreased SVRs following the second 25 basis point cash rate reduction in mid March. ... In response to more difficult funding conditions, some non-ADI lenders have announced higher interest rates for new loans.
https://www.rba.gov.au/publications/smp/2020/may/domestic-financial-conditions.html
The Household Cash Flow Channel of Monetary Policy
16 Dec 2016
RDP
2016-12
This is consistent with a ‘lender’ cash flow channel. Overall, the borrower channel is a stronger channel of monetary transmission than the lender channel, such that lower interest rates will typically
https://www.rba.gov.au/publications/rdp/2016/2016-12.html
See 8 more results from "RDP 2016-12"