Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Domestic Financial Conditions
6 Feb 2020
SMP
– February 2020
The increase in overall loan commitments has been broadly based across states and lenders. ... This will allow eligible first home buyers to purchase a home without needing to pay for lenders mortgage insurance.
https://www.rba.gov.au/publications/smp/2020/feb/domestic-financial-conditions.html
2.2 Operations in Financial Markets
19 Oct 2023
RBA Annual Report
– October 2023
Operations in Financial Markets | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/operations-in-financial-markets.html
The Role of Collateral in Borrowing
20 Jan 2021
RDP
2021-01
Controlling for lender behaviour is important because matching between borrowers and lenders is endogenous. ... 0. 0.36. 1.69. 0.50. Panel C: Number of unique lenders (borrowers) to each borrower (lender) across sample.
https://www.rba.gov.au/publications/rdp/2021/2021-01/full.html
See 9 more results from "RDP 2021-01"
Domestic Financial Conditions
9 Aug 2019
SMP
– August 2019
Consistent with this, liaison with the major banks, mortgage brokers and non-ADI lenders indicates that competition for high-quality borrowers remains strong. ... However, consistent with the increase in loan approvals in June, in liaison some lenders
https://www.rba.gov.au/publications/smp/2019/aug/domestic-financial-conditions.html
A Density-based Estimator of Core/Periphery Network Structures: Analysing the Australian Interbank Market
14 Feb 2018
RDP
2018-01
Understanding the network of relationships between borrowers and lenders in this market, and how it changes during periods of stress, is crucial for understanding the resilience of the market.
https://www.rba.gov.au/publications/rdp/2018/2018-01.html
See 4 more results from "RDP 2018-01"
Updates to Australia's Financial Aggregates - Appendix
21 Mar 2019
Bulletin
– March 2019
The financial aggregates for Australia are important data compiled by the Reserve Bank that are used by policymakers to assess financial and economic activity of households and companies.
https://www.rba.gov.au/publications/bulletin/2019/mar/updates-to-australias-financial-aggregates_appendix.html
Domestic Financial Conditions
8 May 2020
SMP
– May 2020
Only a few lenders decreased SVRs following the second 25 basis point cash rate reduction in mid March. ... In response to more difficult funding conditions, some non-ADI lenders have announced higher interest rates for new loans.
https://www.rba.gov.au/publications/smp/2020/may/domestic-financial-conditions.html
Household and Business Finances in Australia
6 Apr 2023
FSR
– April 2023
Household and Business Finances in Australia | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/household-business-finances.html
Domestic Financial Conditions
5 Nov 2021
SMP
– November 2021
Graph 3.27. In early October, in response to risks associated with high and rising household indebtedness, APRA increased the serviceability assessment rate that it expects lenders to use to assess ... Banks have indicated in liaison that they are
https://www.rba.gov.au/publications/smp/2021/nov/domestic-financial-conditions.html
The Household Cash Flow Channel of Monetary Policy
16 Dec 2016
RDP
2016-12
This is consistent with a ‘lender’ cash flow channel. Overall, the borrower channel is a stronger channel of monetary transmission than the lender channel, such that lower interest rates will typically
https://www.rba.gov.au/publications/rdp/2016/2016-12.html
See 8 more results from "RDP 2016-12"