Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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At a Glance: Financial Stability Review – April 2021
9 Apr 2021
FSR
If some parts of the economy, such as the retail commercial property, continue to be constrained by the virus then lenders exposed to these sectors could face significant losses. ... This could push asset prices above their fundamental values which could
https://www.rba.gov.au/publications/fsr/2021/apr/
Discussion of Liquidity, Financial Crises and the Lender of Last Resort – How Much of a Departure is the Sub-prime Crisis?
22 Oct 2008
Conferences
PDF
66KB
RBA Conference Volume 2008
https://www.rba.gov.au/publications/confs/2008/pdf/davis-disc.pdf
Domestic Financial Conditions
8 Nov 2019
SMP
– November 2019
Lenders decreased their SVRs for investor interest-only (IO) loans by more than for other types of housing loans. ... Furthermore, competition for these borrowers also means that well-informed households with existing loans have been approaching their
https://www.rba.gov.au/publications/smp/2019/nov/domestic-financial-conditions.html
Robustness Tests
31 Dec 2013
RDP
2013-05
The dummy variable is interacted with the share of loans sold by each lender. ... Table 6: New Mortgage Lending by Non-bank Lenders. OLS. Tract fixed effects.
https://www.rba.gov.au/publications/rdp/2013/2013-05/robustness-tests.html
See 11 more results from "RDP 2013-05"
Box C: Lenders Mortgage Insurance
25 Sep 2013
FSR
September 2013
PDF
588KB
https://www.rba.gov.au/publications/fsr/2013/sep/pdf/box-c.pdf
Financial Conditions
6 Feb 2024
SMP
– February 2024
Financial Conditions | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/financial-conditions.html
The Australian Financial System
8 Oct 2021
FSR
– October 2021
Graph 3.9. The profitability of lenders mortgage insurers (LMIs) has also increased, underpinned by Australian Government stimulus payments to households and a resilient housing market. ... If the trustee defaults on the loan, the lender's rights are
https://www.rba.gov.au/publications/fsr/2021/oct/australian-financial-system.html
Housing Prices and Entrepreneurship: Evidence for the Housing Collateral Channel in Australia | Conference – 2015
19 Mar 2015
Conferences
First, we explore the issue from the ‘lender's perspective’ by drawing on liaison with lenders (carried out by the Reserve Bank of Australia), and examine the role of housing collateral ... Some lenders downplayed the importance of collateral,
https://www.rba.gov.au/publications/confs/2015/connolly-lacava-read.html
Domestic Financial Conditions
6 Feb 2020
SMP
– February 2020
The increase in overall loan commitments has been broadly based across states and lenders. ... This will allow eligible first home buyers to purchase a home without needing to pay for lenders mortgage insurance.
https://www.rba.gov.au/publications/smp/2020/feb/domestic-financial-conditions.html
Resilience of Australian Households and Businesses
6 Oct 2023
FSR
– October 2023
Resilience of Australian Households and Businesses | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/household-business-finances-in-australia.html