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RBA Glossary definition for interest rate

interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.

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The Neutral Interest Rate

10 Feb 2020 Bulletin September Quarter 2017 PDF 1033KB
https://www.rba.gov.au/publications/bulletin/2017/sep/pdf/bu-0917-2-the-neutral-interest-rate.pdf

The Movement of Interest Rates

18 Oct 2001 Bulletin PDF 78KB
So if the people askingus to adopt US interest rates are really arguingfor a change of exchange rate regime, thenthere is no dispute that it could probablytechnically be done. ... If, on the other hand, someone is arguingfor adopting US interest rates
https://www.rba.gov.au/publications/bulletin/2001/oct/pdf/bu-1001-3.pdf

Three Decades of Real Interest Rates

17 Jun 2003 Bulletin PDF 91KB
Real interest rates have varied widely overrecent decades. Calculated in the conventionalmanner – that is, deflating the nominal interestrate by the rate of inflation over the previous12 months (Graphs 2 and 3) – ... 3. If we start from a position
https://www.rba.gov.au/publications/bulletin/1991/oct/pdf/bu-1091-2.pdf

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates

14 Aug 2015 Submissions PDF 905KB
and while ‘standard’ interest rates on credit cards tend to be very high, lower-rate cards are. ... Low fee. Low rate. Zero fee. Source: RBA. SUBMISSION TO THE SENATE INQUIRY INTO MATTERS RELATING TO CREDIT CARD INTEREST RATES | 5.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf

Banks’ Funding Costs and Lending Rates

29 Mar 2012 Bulletin PDF 288KB
Reserve Bank of Australia Bulletin March Quarter 2012
https://www.rba.gov.au/publications/bulletin/2012/mar/pdf/bu-0312-5.pdf

Bank Interest Rate Margins

25 Feb 2002 Bulletin PDF 77KB
Reserve Bank of Australia Bulletin May 1992. 1. Bank interest rate margins – the differencebetween what interest rates banks borrow atand what they lend at – have been the subjectof much discussion in ... For borrowers there has been a greatdiversity
https://www.rba.gov.au/publications/bulletin/1992/may/pdf/bu-0592-1.pdf

The Effects of Funding Costs and Risk on Banks’ Lending Rates

16 Mar 2011 Bulletin PDF 225KB
Reserve Bank of Australia Bulletin March 2011
https://www.rba.gov.au/publications/bulletin/2011/mar/pdf/bu-0311-6.pdf

Recent Developments in Interest Rates on Bank Lending

22 Feb 2001 Bulletin PDF 59KB
This cut largely closed the gap betweenthe interest rate on banks’ standardvariable-rate loans and mortgage managers’rates. ... This is the only form of personallending where interest rates have fallen furtherthan the cash rate.
https://www.rba.gov.au/publications/bulletin/1999/apr/pdf/bu-0499-1.pdf

Firms' Investment Decisions and Interest Rates

16 Jun 2015 Bulletin June Quarter 2015 PDF 199KB
https://www.rba.gov.au/publications/bulletin/2015/jun/pdf/bu-0615-1.pdf

Bulletin September Quarter 2023

15 Feb 2024 Bulletin - September 2023 PDF 8611KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/bulletin-2023-09.pdf