Search: interest rate
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates - ATM Fees | Submission to the Inquiry into the…
27 Aug 2015
Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates. ... Average direct charges on balance enquiries are lower than withdrawals, at $2.15, but they have risen at a somewhat faster rate – 33 cents or 18 per cent since
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/atm-fees.html
List of Graphs | Submission to the Inquiry into Competition in the Banking and Non-Banking Sectors – August 2015 | Financial Sector |…
27 Aug 2015
Submissions
Graph 14: Distribution of Credit Card Interest Rates. ... Graph 15: Advertised Interest Rates.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/graphs.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates
14 Aug 2015
Submissions
PDF
905KB
and while ‘standard’ interest rates on credit cards tend to be very high, lower-rate cards are. ... Low fee. Low rate. Zero fee. Source: RBA. SUBMISSION TO THE SENATE INQUIRY INTO MATTERS RELATING TO CREDIT CARD INTEREST RATES | 5.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf
Submission to the Inquiry into Home Ownership - June 2015
15 Jul 2015
Submissions
PDF
4844KB
Submission to the Inquiry into Home Ownership
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/pdf/inquiry-into-home-ownership.pdf
Submission to the Inquiry into Development of the Commonwealth Performance Framework
18 Jun 2015
Submissions
PDF
206KB
Inquiry into Development of the Commonwealth Performance Framework
https://www.rba.gov.au/publications/submissions/other/pdf/inquiry-development-of-commonwealth-performance-framework.pdf
Home Ownership Rates | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions
1 Jun 2015
Submissions
However, this mainly was driven by the structural downward shift in consumer price inflation and thus nominal interest rates. ... It is most likely a consequence of the structural decline in inflation in the early 1990s, and associated falls in nominal
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/home-ownership-rates.html
Drivers of Demand | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions
1 Jun 2015
Submissions
Graph 20. Over the shorter term, fluctuations in interest rates can be expected to affect the demand for housing. ... The Bank estimates that the lower limits on interest rates used in these calculations are probably binding at present, or close to
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/drivers-of-demand.html
Impact of Taxation | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions
1 Jun 2015
Submissions
With mortgage interest rates also having fallen over this period, some properties might no longer be negatively geared. ... This effect is amplified if the asset can be purchased with leverage, because the interest deductions are calculated at the full
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/impact-of-taxation.html
Proportion of Investment Housing Relative to Owner-Occupied Housing | Submission to the Inquiry into Home Ownership June 2015 | Housing and …
1 Jun 2015
Submissions
As discussed above, typically the interest rate used to calculate allowable loan sizes does not fall as much as actual interest rates, or only up to a point; this practice has ... This means the marginal borrower has less scope to increase their loan
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/proportion-investment-housing-relative-owner-occ-housing.html
Opportunities for Reform | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions
1 Jun 2015
Submissions
Ensuring appropriate housing in retirement could be consistent with a range of home ownership rates for the whole population. ... reasonably service; the increase in US home ownership rates that occurred in the years preceding the crisis has proved to be
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/opportunities-for-reform.html