Search: interest rate
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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Handout and Supplementary Information Prepared for Standing Committee on Economics – September 2016 | Bank Fees and Margins | Submissions
22 Sep 2016
Submissions
Handout and Supplementary Information Prepared for Standing Committee on Economics – September 2016
https://www.rba.gov.au/publications/submissions/financial-sector/handout-standing-committee-on-economics-2016-09-22/
The Distribution of Mortgage Rates
15 Mar 2018
Bulletin
– March 2018
SVRs are indicative rates advertised by lenders and are unlikely to be the actual interest rate paid on a loan. ... The Securitisation Dataset includes data on the interest rate paid on individual loans and provides insights into how actual interest
https://www.rba.gov.au/publications/bulletin/2018/mar/the-distribution-of-mortgage-rates.html
Semi-Annual Statement on Monetary Policy
10 May 2000
Bulletin
– May 2000
The most recent interest rate adjustments in April and May continued the process of bringing interest rates to levels where that risk would be reduced. ... Interest rate increases in other English-speaking countries have been similar. The Bank of England
https://www.rba.gov.au/publications/bulletin/2000/may/1.html
Semi-Annual Statement on Monetary Policy
10 Nov 1999
Bulletin
– November 1999
a modest increase in interest rates, in order to move monetary policy to a less accommodating position. ... Nevertheless, activity there remains vulnerable to recent increases in interest rates needed to maintain the exchange rate peg to the US dollar.
https://www.rba.gov.au/publications/bulletin/1999/nov/1.html
Statement on Monetary Policy
10 Aug 2005
Bulletin
– August 2005
Statement on Monetary Policy-August 2005
https://www.rba.gov.au/publications/bulletin/2005/aug/1.html
Statement on Monetary Policy
10 Aug 2004
Bulletin
– August 2004
With US interest rates still well below historical norms, markets expect additional tightening, and a further increase in the funds rate of 100 basis points is currently priced in over the ... In Australia, market interest rate expectations remained
https://www.rba.gov.au/publications/bulletin/2004/aug/1.html
Three Decades of Real Interest Rates
17 Jun 2003
Bulletin
PDF
91KB
Real interest rates have varied widely overrecent decades. Calculated in the conventionalmanner – that is, deflating the nominal interestrate by the rate of inflation over the previous12 months (Graphs 2 and 3) – ... 3. If we start from a position
https://www.rba.gov.au/publications/bulletin/1991/oct/pdf/bu-1091-2.pdf
Statement on Monetary Policy
10 Aug 2003
Bulletin
– August 2003
On its own, this outlook does not present a strong case for interest rates to be lower than they currently are. ... Nominal interest rates are at historical lows and new fiscal measures have shifted the budget into a sizeable deficit.
https://www.rba.gov.au/publications/bulletin/2003/aug/1.html
Developments in Banks' Funding Costs and Lending Rates
19 Mar 2015
Bulletin
– March 2015
This article updates previous Reserve Bank research on how developments in the composition and pricing of banks' funding have affected their overall cost of funding and the setting of lending rates. The main finding is that the spread between the
https://www.rba.gov.au/publications/bulletin/2015/mar/6.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction
8 May 2024
Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates. ... very high, lower-rate cards are widely available, as are balance-transfer arrangements where issuers offer zero or low interest rates for a defined period of time.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html