Search: interest rate
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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5.4 Focus Topic: Interest Rate Risk
6 Oct 2023
FSR
– October 2023
5.4 Focus Topic: Interest Rate Risk | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-interest-rate-risk.html
Box C: Interest Rate Risk in the Australian Financial System
10 Apr 2018
FSR
– April 2018
Higher interest rates reduce the value of fixed-rate bonds since future fixed coupon payments are effectively worth less, given the higher interest rate today. ... International Evidence on Interest Rates and the Choice of Adjustable Rate-Mortgages’,
https://www.rba.gov.au/publications/fsr/2018/apr/box-c.html
Box A: Low Interest Rates and Asset Price Risk
10 Apr 2018
FSR
– April 2018
Financial Stability Review – April 2018 Box A: Low Interest Rates and Asset Price Risk. ... Metrics of many assets' valuation, which are contingent on the low risk-free interest rates, are elevated relative to history.
https://www.rba.gov.au/publications/fsr/2018/apr/box-a.html
Resilience of Australian Households and Businesses
6 Oct 2023
FSR
– October 2023
Resilience of Australian Households and Businesses | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/household-business-finances-in-australia.html
Box B: Variable Interest Rates on Housing Loans
10 Mar 2005
FSR
– March 2005
2004. Partly explaining the greater prevalence of lower-rate loans is an increase in market share by non-bank lenders, which have generally offered lower interest rates on their product ranges. ... It has also meant that the increase in interest rates
https://www.rba.gov.au/publications/fsr/2005/mar/box-b.html
At a Glance: Financial Stability Review – April 2022
8 Apr 2022
FSR
Some borrowers will find it harder to meet debt payments due to rising inflation and the expected increases in interest rates. ... Increases in global interest rates have in the past triggered crises in emerging market economies with weaker economic
https://www.rba.gov.au/publications/fsr/2022/apr/
At a Glance: Financial Stability Review – April 2021
9 Apr 2021
FSR
Another challenge for financial systems is the transition away from LIBOR as an interest rate benchmark. ... Asset prices globally have been rising and are at high levels underpinned by low interest rates.
https://www.rba.gov.au/publications/fsr/2021/apr/
At a Glance: Financial Stability Review – April 2023
6 Apr 2023
FSR
High household and business indebtedness is a key medium-term vulnerability in some advanced economies, particularly amid slowing economic growth and rising interest rates. ... Australian households and businesses are generally well placed to manage the
https://www.rba.gov.au/publications/fsr/2023/apr/
The Global and Macro-financial Environment
6 Oct 2023
FSR
– October 2023
The Global and Macro-financial Environment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/global-financial-environment.html
Box C: Interest Rate Risk in the Australian Financial System
10 Feb 2020
FSR
April 2018
PDF
638KB
https://www.rba.gov.au/publications/fsr/2018/apr/pdf/box-c.pdf